Mike Smith

Commercial Lender

Mike Smith

Contact Info

(815) 224-7714
E-mail Mike*



Michael Smith, Vice President / Commercial Lender, joined the Heartland Bank’s Commercial Lending department in September 2020. He possesses over 35 years of experience in the financial services industry and works closely with business owners in the Illinois Valley area by listening to and assessing their commercial lending needs.

Michael graduated from Saint Ambrose University (SAU) in May 1982, where he earned a Bachelor of Arts degree in Business, minoring in Finance and Economics. While attending SAU, he was involved on campus with student groups, active in Church groups and functions, and volunteered with local charities.

Michael currently resides in Princeton, Illinois with wife Doris where he has been active in the community having served on many local boards and committees over the past 28 years. When not serving his customers, Michael enjoys spending time with his family and friends.