Jodi Minard

Commercial Lender


Jodi Minard has served as Commercial Lender at Heartland Bank and Trust Company since 2022, primarily serving the Waterloo, Iowa market and surrounding areas. While newer to banking, Jodi has over 25 years of business and real estate investing experience, which gives her a unique understanding of her clients.

Jodi holds a Bachelor of Business Administration from the University of Iowa. Throughout her career, Jodi has been active in her community, serving numerous not-for-profit organizations including Junior League and CASA (Court Appointed Special Advocate). Jodi has also served on many boards, including the Iowa Chiropractic Education and Research Foundation, Legacy Cove Association (Treasurer), and the Sweetwater Beach Condo Association (President). She currently serves on the board of the Waterloo Schools Foundation.

When not helping her clients achieve success, Jodi enjoys time with her friends in book club, taking long walks and jogging. Originally from Waterloo via Clear Lake, Jodi resides in Waterloo, IA where she enjoys spending time with her three kids, Lauren, Zach, and Scarlet.