Dollars & Sense
Want more detailed information on loans, renting vs. buying, credit scores, or finances? Check out Heartland Bank's blog! We update with new information often.
The Most Common Types of Fraud and How to Protect Yourself
October 24th, 2019
Hacking, Fraud, Identity Theft. According to the Federal Trade Commission, the number of cases reported are growing every year. Here’s how to protect yourself.
Perks of Shopping Small
October 24th, 2019
Thanksgiving leftovers are in the fridge and holiday shopping is officially underway. While Black Friday and Cyber Monday often overshadow their small business counterpart, Small Business Saturday is becoming more popular each year, and for good reason. Read on for 5 reasons why you should make the effort to shop small this year.
A Message from HBT Financial
October 11th, 2019
Teacher Gifts for Any Budget
September 17th, 2019
Show appreciation for the teachers in your life with a gift they’ll really love. Check out this list of gift ideas that work with any budget.
Philanthropy and Your IRA
September 06th, 2019
Minors and Estate Planning
September 06th, 2019
Reportedly, only one-third of parents with a minor child have a will in place. One obstacle seems to be the naming of a guardian for the child in the event that a parent dies while the child is a minor.
Money and the Single Senior
September 06th, 2019
Facts of life: Most retirees will be single for some period of time, and most of those singles will be women. Throughout the life cycle, financial planning for singles differs from planning for couples. Obviously, there is only a single set of assets to work with, and no surviving spouse to plan for. Less obviously, taxes are higher for singles, and they have no partner to fall back upon in case of adversity.
Everyone Needs a Will
May 31st, 2019
As important as estate planning is, that has long been a hard sell for most Americans. A 2017 survey by Caring.com revealed that only 42% of U.S. adults had a will or a living trust in place.
How to Avoid Romance Scams
May 15th, 2019
People looking for romance are hoping to be swept off their feet, not caught up in a scam. Stay safe with a few helpful tips.