Business Credit Cards

Your success is a journey. Get there with our Business Credit Card!

Earn rewards, boost your purchasing power, and easily track expenses with our Visa® Business Credit Card. Choose the card that's right for you, then apply at your local branch or by filling out our Business Credit Card Application*** and doing one of the following:

  • Mail it: Heartland Bank, Attn: Credit Card Services, P.O. Box 67, Bloomington, IL 61702-0067
  • Fax it: 309-661-7935



Visa Business Credit Card
Business Credit Card

Visa Business Rewards Credit Card
Business Rewards Credit Card



No Balance Transfer Fee
Pay off higher-rate cards and save.
Annual FeeNone$50
1.99% Introductory APR for 6 months*
Save with a low rate on purchases AND balance transfers.


Earn 1 Reward Point for Every $1 Spent 
Cash Back Reward
Get a statement credit.
Travel Redemption Rewards
Redeem for hotel stays, rental cars, cruises, experiences, and airline travel on major carriers with no blackout dates.
Gift Card Redemption Rewards
A huge selection of gift cards from popular retailers, restaurants and entertainment.
Merchandise Redemption Rewards
Thousands of merchandise choices, including top brand name items.
Redeem Points as Charitable Donations
Choose to give to a wide variety of charities.


Strengthen Your Company's Credit History
The credit line will be established in the name of your business.
Separate Business from Personal Expenses
Maintain better records of your business related expenses. Free up your personal lines of credit from your business expenses.
Employee Cards
Give employees cards with authorized spending limits.
Consolidated Billing Account
Review and pay one bill for all employee cardholders.
Emergency Card Replacement
Emergency Cash Disbursement
Travel Accident Insurance$1,000,000$1,000,000
Baggage Delay Reimbursement
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Purchase Security & Extended Protection
Roadside Dispatch
Visa Liability Waiver

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*Annual Percentage Rate (APR) – Please CLICK HERE for important disclosures containing rate, fee and other cost information concerning this card.

**Please refer to the Guide to Benefits that will arrive with your credit card for full program terms and conditions.

***If you do not have a printer, you may obtain an application from any of our offices

View account agreement.

Credit Cards are issued by Heartland Bank and Trust Company. Subject to credit approval. Restrictions and limitations apply.