Business Credit Cards

Your success is a journey. Get there with our Business Credit Card!

Earn rewards, boost your purchasing power, and easily track expenses with our Visa® Business Credit Card. Choose the card that's right for you, then apply at your local branch or by filling out our Business Credit Card Application^ and doing one of the following:

  • Mail it: Heartland Bank, Attn: Credit Card Services, P.O. Box 67, Bloomington, IL 61702-0067
  • Bring it in: drop off your application at any branch.
Visa Business Credit CardVisa Business Rewards Credit Card
Rates
No Balance Transfer Fee
Annual FeeNone$50
1.99% Introductory APR for 6 months*
Rewards
Earn 1 Reward Point for Every $1 Spent
Cash Back Reward
Travel Redemption Rewards
Gift Card Redemption Rewards
Merchandise Redemption Rewards
Redeem Points as Charitable Donations
Benefits**
Strengthen Your Company's Credit History
Separate Business from Personal Expenses
Employee Cards
Consolidating Billing Account
Emergency Card Replacement
Emergency Cash Disbursement
Travel Accident Insurance$1,000,000$1,000,000
Baggage Delay Reimbursement
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Purchase Security & Extended Protection
Roadside Dispatch
Visa Liability Waiver
*Annual Percentage Rate (APR) – See account disclosure for important disclosures containing rate, fee and other cost information concerning this card. **Please refer to the Guide to Benefits that will arrive with your credit card for full program terms and conditions.
^If you do not have a printer, you may obtain an application from any of our offices

Credit Cards are issued by Heartland Bank and Trust Company. Subject to credit approval. Restrictions and limitations apply.