Business Credit Cards
Your success is a journey. Get there with our Business Credit Card!
Earn rewards, boost your purchasing power, and easily track expenses with our Visa® Business Credit Card. Choose the card that's right for you, then apply at your local branch or by filling out our Business Credit Card Application*** and doing one of the following:
- Mail it: Heartland Bank, Attn: Credit Card Services, P.O. Box 67, Bloomington, IL 61702-0067
- Fax it: 309-661-7935
| Visa Business Credit Card | Visa Business Rewards Credit Card |
|---|---|---|
Rates |
| |
| No Balance Transfer Fee Pay off higher-rate cards and save. | ✓ | ✓ |
| Annual Fee | None | $50 |
| 1.99% Introductory APR for 6 months* Save with a low rate on purchases AND balance transfers. | ✓ | ✓ |
Rewards | ||
| Earn 1 Reward Point for Every $1 Spent | ✓ | |
| Cash Back Reward Get a statement credit. | ✓ | |
| Travel Redemption Rewards Redeem for hotel stays, rental cars, cruises, experiences, and airline travel on major carriers with no blackout dates. | ✓ | |
| Gift Card Redemption Rewards A huge selection of gift cards from popular retailers, restaurants and entertainment. | ✓ | |
| Merchandise Redemption Rewards Thousands of merchandise choices, including top brand name items. | ✓ | |
| Redeem Points as Charitable Donations Choose to give to a wide variety of charities. | ✓ | |
Benefits** | ||
| Strengthen Your Company's Credit History The credit line will be established in the name of your business. | ✓ | ✓ |
| Separate Business from Personal Expenses Maintain better records of your business related expenses. Free up your personal lines of credit from your business expenses. | ✓ | ✓ |
| Employee Cards Give employees cards with authorized spending limits. | ✓ | ✓ |
| Consolidated Billing Account Review and pay one bill for all employee cardholders. | ✓ | ✓ |
| Emergency Card Replacement | ✓ | ✓ |
| Emergency Cash Disbursement | ✓ | ✓ |
| Travel Accident Insurance | $1,000,000 | $1,000,000 |
| Baggage Delay Reimbursement | ✓ | ✓ |
| Auto Rental Collision Damage Waiver | ✓ | ✓ |
| Travel and Emergency Assistance Services | ✓ | ✓ |
| Purchase Security & Extended Protection | ✓ | ✓ |
| Roadside Dispatch | ✓ | ✓ |
| Visa Liability Waiver | ✓ | ✓ |
*Annual Percentage Rate (APR) – Please CLICK HERE for important disclosures containing rate, fee and other cost information concerning this card.
**Please refer to the Guide to Benefits that will arrive with your credit card for full program terms and conditions.
***If you do not have a printer, you may obtain an application from any of our offices
Apply Now
Apply for a Heartland Bank business credit card.
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