Business Credit Cards
Your success is a journey. Get there with our Business Credit Card!
Earn rewards, boost your purchasing power, and easily track expenses with our Visa® Business Credit Card. Choose the card that's right for you, then apply at your local branch or by filling out our Business Credit Card Application^ and doing one of the following:
- Mail it: Heartland Bank, Attn: Credit Card Services, P.O. Box 67, Bloomington, IL 61702-0067
- Bring it in: drop off your application at any branch.
| Visa Business Credit Card | Visa Business Rewards Credit Card | |
|---|---|---|
| Rates | ||
| No Balance Transfer Fee | ✓ | ✓ |
| Annual Fee | None | $50 |
| 1.99% Introductory APR for 6 months* | ✓ | ✓ |
| Rewards | ||
| Earn 1 Reward Point for Every $1 Spent | ✓ | |
| Cash Back Reward | ✓ | |
| Travel Redemption Rewards | ✓ | |
| Gift Card Redemption Rewards | ✓ | |
| Merchandise Redemption Rewards | ✓ | |
| Redeem Points as Charitable Donations | ✓ | |
| Benefits** | ||
| Strengthen Your Company's Credit History | ✓ | ✓ |
| Separate Business from Personal Expenses | ✓ | ✓ |
| Employee Cards | ✓ | ✓ |
| Consolidating Billing Account | ✓ | ✓ |
| Emergency Card Replacement | ✓ | ✓ |
| Emergency Cash Disbursement | ✓ | ✓ |
| Travel Accident Insurance | $1,000,000 | $1,000,000 |
| Baggage Delay Reimbursement | ✓ | ✓ |
| Auto Rental Collision Damage Waiver | ✓ | ✓ |
| Travel and Emergency Assistance Services | ✓ | ✓ |
| Purchase Security & Extended Protection | ✓ | ✓ |
| Roadside Dispatch | ✓ | ✓ |
| Visa Liability Waiver | ✓ | ✓ |
*Annual Percentage Rate (APR) – See account disclosure for important disclosures containing rate, fee and other cost information concerning this card.
**Please refer to the Guide to Benefits that will arrive with your credit card for full program terms and conditions.
^If you do not have a printer, you may obtain an application from any of our offices
Credit Cards are issued by Heartland Bank and Trust Company. Subject to credit approval. Restrictions and limitations apply.