Personal Loans

We’re here to help make your life easier with a variety of personal loan options.

With everything from personal loans to lines of credit, we can offer you a convenient loan that will suit your wants and needs. Whether you need money to improve your home, consolidate debt, buy a vehicle, or take that well-deserved vacation, we have a loan that is right for you. Our local, knowledgeable professionals provide the utmost in convenience and friendly service from start to finish.*

At Heartland Bank, you'll experience:

  • An easy application process
  • Competitive rates
  • Flexible repayment terms
  • An automatic payment option
  • Personal, simple, and local service

Home Equity Loans and Lines of Credit

Loans secured by the equity in your home can provide extra funds to make it possible to build your dream kitchen, save you money by consolidating multiple loans, and more. Whether you decide on a home equity loan or line of credit, we will help you find the best option to access the equity you might have. The interest you pay may even be tax deductible**.

Vehicle Loans

Whether it's your first car, your dream vehicle, or something more adventurous, we can help you finance your next vehicle purchase. We also offer loan solutions that use your vehicle as loan collateral for other personal wants and needs.

Unsecured Personal Loans

Do you have a cash flow need, but prefer not to pledge security for a loan? We may be able to help with an unsecured personal loan.

CD & Savings Secured Personal Loan

If you have a certificate of deposit (CD) or savings account, you can use it as collateral for a loan.

Credit Repair/Credit Builder Loan

Our Money Matters Small Dollar Loan Program can assist you in building or repairing your personal credit. These loans range between $500 and $1,500.

To discuss your loan solutions, visit your local branch, or give us a call today.


*Loans are subject to approval, and fees may apply.

**Consult your tax advisor regarding any tax deductability.