Heartland Bank Money Matters
Financial Education Center
There’s one thing most people would agree on: Money management is hard. Saving for college, understanding your credit score, buying a new home and investing in your future – it’s all so much to juggle.
There is a lot to learn about money, and as a bank, we know firsthand just how much. But you have to start somewhere, and that begins by educating yourself in doses so you don’t get overwhelmed and quit. That’s why we’ve put together the Heartland Bank Money Matters Financial Education Center.
This multimedia financial learning experience covers topics like:
- Hearing from lenders to learn what they’re looking for in Mortgage Applicants
- How to help prevent overdrafting and avoid the fees
- What kinds of things impact your credit score
How it Works
You register an account within the education center. You request certain classes based on the topics you’re interested in learning. Then we will set you up with all the courses you want.
The below course list is designed in a way that it starts at entry level learning and leads up to more complex topics. Peruse through the options, then get started on your road to financial literacy!
Heartland Bank Money Matters Course List
Retirement can become a reality with proper planning and education.
Learning more about what lenders are looking for can help you get the rates and terms that are right for you.
The occasional overdraft can happen, learning how they occur and what you can do to prevent them can help you avoid fees.
Payment Types & Credit Cards
The right payment method can expedite a transaction, provide additional security and even earn you rewards.
Credit Scores & Reports
Having a good credit score can help you get the best rates when you borrow money. Make sure you know what can impact your number.
Learning just a few key points can help you avoid many of the greatest threats to your identity.
Learn about different finance options for buying a car, such as fixed and variable interest rates.
Learn how Payday Loans work and possible associated fees.
Explore the benefits and costs of prepaid cards, as well as, regulations that protect your interests.
Learn how mobile payments work and factors you need to be aware of when using this convenience.
Building Emergency Savings
How to identify savings goals and implement a tailored action plan to build your savings over time.
Savings & Investments
There are things you can do to get your savings on track. Learning just a few key points may help boost your results.
Insurance & Taxes
Building a sound insurance program can help protect your family from the financial consequences of life's unexpected events.
Financing Higher Education
Knowing what options are available will help you determine which product best fits your needs and objectives.
529 Savings Plan
529 college savings plans allow you to contribute large sums towards your child's future education. Learn how you can take advantage of the special tax treatment for participants.
Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Heartland Bank and HBT Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: (AZ, CA, CO, FL, IA, ID, IL, IN, KS, MA, MD, MI, MN, MO, MT, NC, NY, OK, TX, VA, WI, WY).
Securities and insurance products are NOT deposits of Heartland Bank, are NOT FDIC insured, are NOT guaranteed by or obligations of the bank, and are subject to potential fluctuation in return and possible loss of principal.