Heartland Bank Money Matters

Financial Education Center eCoursesIn-Person Credit Building Courses

There’s one thing most people would agree on: Money management is hard. Saving for college, understanding your credit score, buying a new home and investing in your future – it’s all so much to juggle!

There is a lot to learn about money, and as a bank, we know firsthand just how much. But you have to start somewhere, and that begins by educating yourself in doses so you don’t get overwhelmed and quit. That’s why we’ve put together the Heartland Bank Money Matters Financial Education Center.

This multimedia financial learning experience covers topics like:

  • Hearing from lenders to learn what they’re looking for in Mortgage Applicants
  • How to help prevent overdrafting and avoid the fees
  • What kinds of things impact your credit score

How it Works

Register an account within the education center and request certain classes based on the topics you're interested in learning.  Then, we will set you up with all the courses you want.

The below course list is designed in a way that it starts at entry level learning and leads up to more complex topics. Look through the options, then get started on your road to financial literacy!

Enter Financial Education Center ►

 

Heartland Bank Money Matters eCourse Modules

Money Basics

Money Basics

Take control of your finances!

Loans & Payments

Loans and Payments

Explore options to make payments and payoff debts.

Paying for College

Paying for College

Explore how to finance education for you or a loved one.

Buying a Home

Buying a Home

Know the process and have confidence when you start looking.

Planning for Retirement

Planning for Retirement

Plan now for a secure and happy retirement.

Calculators

Calculators

Use these tools to evaluate your financial plans.

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Small Dollar Loan Program


Our Money Matters Small Dollar Loan Program can assist you in building or repairing your personal credit. These loans range between $500 and $1,500.

Credit Builder

The entire loan amount is placed in a Heartland Bank Simply Savings Account. These funds are held as collateral. Your credit is built as on-time monthly payments are made toward the amount borrowed. Upon successful repayment of the loan, the amount you borrowed will be made available to you.

Credit Repair

Half of the total loan amount is placed in a Heartland Bank Simply Savings Account and held as collateral. The remaining half is given to you. You may choose to pay off a high interest debt, have Heartland Bank send a payment directly to a company for you, or put your money into a Money Matters Checking account. Your credit is repaired as on-time monthly payments are made toward the amount borrowed. Upon successful repayment of the loan, the remaining amount that was held as collateral will be made available to you.

To Apply:

  • This is a personal loan designed for a single borrower only.
  • You must have proof of identity, address, and 6 months verifiable income.
  • Once approved, a $25 document fee will be required at closing.
  • You must provide a Certificate of Completion from the Money Matters Financial Education Class.

View a list of locations and contacts to set up an appointment.

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Legal, Investment and Tax Notice: This information is not intended to be and should not be treated as legal advice or tax advice. Readers should under no circumstances rely upon this information as a substitute for their own research or for obtaining specific legal or tax advice from their own counsel.