Dollars & Sense Blog
Want more detailed information on loans, renting vs. buying, credit scores, or finances? Check out Heartland Bank's blog!
IRS Retirement Plan Contribution Limits
To make it possible for voluntary retirement savings to keep up with inflation, the various numerical limits embedded within qualified retirement plans are indexed for inflation.
10 Tips to Keep Your Data Private
In a technology-centered world, keeping your data safe can seem like an impossible task. For Data Privacy Day, we’ve put together a quick guide on how to control who sees your data.
Cycles Cycle - Manufacturing vs. Non-Manufacturing
It is normal for economies to accelerate and decelerate – this is known as the business cycle. The funny thing about cycles? They cycle!
Corporate Profits Set to Slow After Stellar 2018
As the Tax Cuts and Jobs Act was signed into law in December 2017, corporations saw their tax rate drop from 35% to 21% with the stroke of a pen. This tax rate decline contributed to profits blasting higher in 2018.
6 Predictors of Happiness in Retirement
A study of adult development has been carried out at Harvard for roughly the last century. Three groups have been tracked: 268 Harvard graduates born about 1920; 90 middle-class gifted women born about 1910; and 456 social disadvantaged men from inner cities born about 1930. Some of the results of the study were reported in Business Insider.
2020 Financial Resolutions
The new year is a perfect time to review and update your financial resolutions. Here are some things to consider as you plan for 2020 and beyond.
True Costs of "Free" Trial Offers
Trying before you buy might seem like a no-brainer, but sometimes what starts as free or low cost can result in huge charges. Know how to protect yourself from hidden costs.
Online Passwords: Changing with the Times
If you’ve spent any time around computers and the internet, you’re familiar with passwords. For many years, the best practice was to go for complex passwords with a mix of character types. However, new kinds of hacking require a different approach to security.