Public Funds Checking & Municipality Services

Get the most from your municipal deposits!

Public Funds Checking

Public Funds Checking

  • FREE Debit Card
  • FREE eGift at account opening*
  • No minimum balance
  • No monthly service charge
  • 500 FREE monthly transaction items, only $0.25 each thereafter**

Public Funds Checking with Interest

  • FREE Debit Card
  • FREE eGift at account opening*
  • Competitive interest
  • 500 FREE monthly transaction items, only $0.25 each thereafter**
  • Only $5,000 minimum balance to avoid a low monthly fee of $8

Public Funds Commercial Checking

For high transaction volume or cash management services!

  • FREE Debit Card
  • FREE eGift at account opening*
  • Earnings credit allowance may offset activity fees
  • Only $12 monthly service charge
  • Transaction items are just $0.15 each**

Public Funds Savings, CD's and Investments

Heartland Bank offers Public Fund Savings accounts, CD's and Investments. Contact Treasury Management team for more details.

*Customers will receive an email containing a redemption key within 15 days of account opening.
**Transaction items include all debits and credits. Deposit up to $10,000 in currency per month FREE. Includes coin and currency. Just $1.50 per $1,000 deposited over $10,000. Minimum opening deposit is only $50. Contact us for details.