Personal Checking

Explore our checking account options to discover which one is right for you!

Our tradition of excellence begins with flexible checking accounts developed with you in mind. Visit any of our convenient locations, call our Customer Care Center at 888-897-2276, or open an account online now!

Every new personal checking account includes:

We make it simple for you to switch your checking account to Heartland Bank. Access our Simple Switch Kit and make the switch today!

Which Account is Right for Me?

It only takes answering three simple questions to help decide which account is best for you. Check out all of our different checking account options today!

Freedom Checking

VIP Free Interest Checking

50+ Free Interest Checking

Capital Interest Checking

 

Freedom Checking

An account with the freedom to choose!

  • No minimum balance
  • Monthly paper statement fee of $3; fee waived with eStatement enrollment

 

VIP Free Interest Checking

FREE with direct deposit or any automatic payment

 

50+ Free Interest Checking

FREE for customers 50 and better

 

Capital Interest Checking

For those who want higher interest rates

 

To learn more about Heartland Bank Personal Checking, visit any of our convenient locations, or give us a call. 

Customer Care Center: 888-897-2276
Monday-Friday: 7:00 a.m. to 9:00 p.m.
Saturday: 8:00 a.m. to 5:00 p.m.
Sunday: 12:00 p.m. to 5:00 p.m.

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Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Call us for details.

* Customers will receive an email containing a redemption key within 15 days of account opening.
** Customers will receive $2 per debit card and $2 per book of checks. It will be given at the time the debit cards/checks are presented, up to $25.

Minimum opening deposit is only $50.