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Federal Deposit Insurance Corporation (FDIC)

Heartland Bank and Trust Company is a member of the FDIC.

The Federal Deposit Insurance Corporation (FDIC) is an independent federal agency created in 1933. The FDIC protects depositors against the loss of their insured deposits if an FDIC-insured bank or savings association fails. FDIC deposit insurance is backed by the full faith and credit of the United States government. Since the start of FDIC insurance, no depositor has lost a single cent of insured funds.

FDIC insurance coverage limit increases permanently to $250,000.

On July 21, 2010, President Barack Obama signed the Dodd Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the basic limit on federal deposit insurance coverage to $250,000 per depositor, per insured depository institution. The increase in deposit insurance coverage became effective immediately upon the President's signature.

Learn more at www.fdic.gov.