You wouldn’t leave your favorite coffee cup behind when you change jobs. Why leave your 401(k)?
Many people overlook the 401(k) rollover options available to them when they change jobs or retire. There are some good reasons to consider taking your retirement funds with you rather than leaving them with a previous employer.
Continued Tax Deferral
One of the biggest advantages of a 401(k) rollover into an IRA is that it allows you to continue the tax-deferred status you had with your employer’s retirement account.
More Investment Options
The investment options within your company’s plan are determined by the plan administrator and the employer. With a rollover to Heartland Bank, you gain direct access to experienced investment managers who can provide a variety of strategies and options.
Personal Wealth Advisor
Our experienced team concentrates on understanding each client’s unique situation, discussing short and long-term objectives, and then providing personalized solutions and ongoing support.
Rolling over plans into a single IRA simplifies statements, consolidates performance reviews, and allows you to better organize your retirement portfolio by combining all your funds into one account.
Let us help you plan. Take the next step by reaching out to one of our Wealth Advisors today.
Securities and insurance products are NOT deposits of Heartland Bank, are NOT FDIC insured, are NOT guaranteed by or obligations of the bank, and are subject to potential fluctuation in return and possible loss of principal.