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Dollars & Sense Blog

Want more detailed information on loans, renting vs. buying, credit scores, or finances? Check out our blog!

Heartland Bank Promotes Mark Ulbrich to AMTS Wealth Advisor

Heartland Bank and Trust Company is proud to announce the promotion of Mark Ulbrich to AMTS wealth advisor. Ulbrich, who has 12 years of experience in retail banking at the branch leadership level, is located at Heartland Bank’s Normal branch at 200 W. College Ave.

Heartland Bank Promotes Trevor Seibring to Vice President, Commercial Lending

Heartland Bank and Trust Company announces the promotion of Trevor Seibring to vice president of Commercial Lending for Heartland Bank’s Bloomington market. Seibring, who has over seven years of experience in the banking industry, has worked in credit analysis for two years and lending for five years. He will be located at Heartland Bank’s Bloomington branch at 401 N. Hershey Road.

Heartland Bank Promotes Ryan Frye to Vice President, Commercial Lending

Heartland Bank and Trust Company announces the promotion of Ryan Frye to vice president of Commercial Lending for Heartland Bank’s Bloomington market. Frye, who has five years of experience in the banking industry, has worked as a credit analyst, portfolio manager and commercial lender. He is located at Heartland Bank’s Bloomington branch at 401 N. Hershey Road.

Buying a Home Versus Renting

Your choices for housing are generally limited to either buying a home or renting. So how do you know which is best for you? Buying a home is a big step and can be a good investment. On the other hand, buying is more complicated than renting and can come with unplanned extra costs. Unfortunately, there’s no universal answer, but there are pros and cons to consider as you determine the option that best suits you.

9 Credit Mistakes That Could Cost You Money

Your credit history plays a big role in your financial life. Not only does it weigh heavily in determining the loan terms and interest rates you’re offered, but it can also impact other parts of your life, such as whether you get a job, an apartment or even a security clearance.

Matt Hunter Joins Heartland Bank as AMTS Operations Manager

Heartland Bank and Trust Company proudly announces the hiring of Matt Hunter as AMTS operations manager for Heartland Bank’s Bloomington-Normal market. Hunter, who has over 10 years of experience in the banking industry, has worked as a mortgage lender and trust officer. He will be located at Heartland Bank’s Normal branch at 200 West College Ave.