Wealth Management
Heartland Bank Announces the 2024 Zearing Scholarship Recipients
In 1991, Delyte K. and Robert I. Zearing established a trust to be held by Heartland Bank and Trust Company in Princeton, Illinois, for the purpose of maintaining a perpetual education fund to be used for scholarships for selected students from Bureau County to attend the University of Illinois.
The Strategy Map Vol 3: What is Estate Planning?
The CFP® Board defines estate planning as the legal planning that helps you control who will inherit your money and property, and who can make medical and financial decisions on your behalf if you are unable to do so yourself.
The “Scammers Hall of Shame”
The Federal Trade Commission has issued an alert for a new scam for stealing from vulnerable familes, one which the agency believes should be in the Top Ten List of the Scammers Hall of Shame. The scammer impersonates a representative of the funeral home, and says that additional funds must be paid immediately or the funeral will be cancelled. “Can you imagine anything more despicable?” the FTC said in its announcement.
Retirement Readiness
A recent survey from the Nationwide Retirement Institute suggests growing anxiety about retirement among those in the last decades of their careers. Some 69% of those aged 55-65 agreed that retiring at age 65 “doesn’t apply to them.” 22% reported that in the last 12 months they’ve decided to retire later than planned. More than 40% believe that they will have to keep working during retirement to make ends meet.
The Strategy Map Vol. 2: “What is the value of financial planning?”
Did you know just about anyone can call themselves a financial advisor? In an otherwise highly regulated industry, the bar is shockingly low – unlike medicine.