Miranda Johns-Cummings, J.D.

AVP, Fiduciary Advisor & Internal Legal Counsel


Miranda Johns-Cummings, Assistant Vice President, Fiduciary Advisor and Internal Legal Counsel, joined Heartland Bank in September 2022. In her role, Miranda serves as relationship manager on client accounts, provides counsel on fiduciary matters, and serves as the lead advisor on estate settlements.

Prior to joining Heartland, Miranda worked as a Private Client Advisor and Institutional Relationship Manager for Commerce Trust Company, a division of Commerce Bank. Miranda worked in estate and trust administration in Indiana for over 15 years prior to moving to Illinois.

Miranda was admitted to the practice of law in the State of Indiana in 2017 after earning her Juris Doctor (J.D.) from the Indiana University Robert H. McKinney School of Law that same year. Miranda is also a 2001 graduate of Indiana University Bloomington.

Miranda serves as Treasurer of the Normal Rotary Foundation. She is also a member of the Normal Rotary Club and McLean County Bar Association.