Personal Wealth Management
Wealth Management
The journey to financial security is not always a straight path. When you partner with the Heartland Bank Wealth Management team, you don’t have to navigate your way alone.
Financial Planning
Our comprehensive financial planning approach focuses on making the most of your assets and designing strategies customized to meet your short- and long-term financial goals. We work with you to create a roadmap for money management that includes budgeting, investing and setting goals, that’s based on your net worth, cash flow and the goals you want to achieve.
Portfolio Management
Managing a variety of investments is both an art and science. Our in-house team of investment researchers is independent and works to build your portfolio so it’s cost-effective and minimizes tax obligations. Together, we strategically match the outcome you want with a customized allocation of stocks, bonds, cash and alternative investments to meet your long-term goals. We make tactical adjustments to your portfolio based on market conditions, and adapt to more aggressive or conservative changes while keeping your best interest in mind.
Fiduciary Services
Heartland Bank is a full-service fiduciary. That means that legally, we must manage the funds you entrust to us for your benefit, not ours.
We even offer a free Excel spreadsheet for your monthly cash flow projection worksheet, to help you keep track of all the particulars.
It is our responsibility to:
Business Retirement Plans
Our team knows the products and services, and how to customize them for your business’s unique needs and goals.
Learn more about business retirement plan services.
Contact a Wealth Advisor
Heartland Bank’s Wealth Advisors are ready to help you start or revise retirement, estate and trust planning.
Securities and insurance products are NOT deposits of Heartland Bank, are NOT FDIC insured, are NOT guaranteed by or obligations of the bank, and are subject to potential fluctuation in return and possible loss of principal.
Heartland Bank and Trust Company Asset Management and Trust Services is not a broker/dealer. Equity and bond trading in customer accounts is transacted through independent broker/dealers.