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Personal Banking

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11 Steps to Get Out of Debt

Millions of Americans are dealing with debt overload every day. If you’re one of them struggling to pay your loans, credit cards or other bills, here are some steps you can take to begin getting out of debt. 1. List your debts. Experian.com makes some great suggestions on how to create a list of what …

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Five Factors That Impact Your Credit Score

Your credit score is a three-digit number that plays an important role in qualifying you for everything from loans and credit cards to apartment rentals and some insurance policies. It usually falls between 300 and 850 (a higher number is better) and its calculation has a lot to do with the five factors explained below. …

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Credit History Is More Important Than Credit Score

When applying for most loans, lenders will be sure to focus on your credit score – a three-digit number that plays an important role in qualifying for loans, credit cards, apartment rentals and more. However, your focus should be placed on something else instead: your credit payment history. Your credit payment history is the most …

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Seven Tips For Creating Stronger Passwords

You’re in the process of registering a new online account to make a purchase and have come to the point where it is asking you to provide a password for your newly created account. Passwords are your first line of defense against hackers which makes your next step, creating the new password, crucial to keeping …

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How To Spot Lottery Scams

It typically starts with a phone call, email or letter stating, “You’re a Winner!” We’re talking about “Lottery Scams” that, according to the most recent data from the Federal Trade Commission, consumers reported losing $301 million to this kind of fraud. Here are some ways to spot a sweepstakes or lottery scam, courtesy of the …

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15 Tips For Keeping Your Money Safe While Traveling Abroad

You’ve finally decided on a destination and have booked your hotel and flight. And whether you’re a seasoned traveler or a first-time explorer, ensuring the security of your finances is a crucial, often overlooked part of preparing to travel abroad. In this article, we’ll share essential tips that go beyond the typical advice that will …

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9 Credit Mistakes That Could Cost You Money

Your credit history plays a big role in your financial life. Not only does it weigh heavily in determining the loan terms and interest rates you’re offered, but it can also impact other parts of your life, such as whether you get a job, an apartment or even a security clearance. When it comes to …

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10 Financial Tips for America’s Young and Beginning Farmers

Choosing a career in agriculture may not be as popular as, say, being an engineer or programmer. And while that may be true, according to AgWeek’s Katie Pinke, farming is cool again among millennials and Gen Z. In this article, we break down 10 straightforward money tips for young farmers in America to help them …

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Five Tips to Protect Your Checking Account

In today’s world, our checking accounts are still the main tool we use to keep and manage our money. And while hand-written checks are used less often, it is still vital to know how to protect your checking account if you write personal checks. Here are five tips to protect your account: This article may …

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