Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
Your credit score is a three-digit number that plays an important role in qualifying you for everything from loans and credit cards to apartment rentals and some insurance policies. It usually falls between 300 and 850 (a higher number is better) and its calculation has a lot to do with the five factors explained below. …
When applying for most loans, lenders will be sure to focus on your credit score – a three-digit number that plays an important role in qualifying for loans, credit cards, apartment rentals and more. However, your focus should be placed on something else instead: your credit payment history. Your credit payment history is the most …
After years of renting, you’ve made the decision to explore homeownership. And while shopping for a home is an exciting milestone, navigating the world of mortgage loans and down payments can feel overwhelming. Don’t worry. We’ve taken the time to gather important information about mortgage loan down payments for you. Here are the top six …
In today’s home buying process, there are so many confusing acronyms to deal with: DTI, APR, PMI, the list goes on. One of the most important acronyms to understand, however, is something called debt-to-income ratio, or DTI. Basically, DTI is a way for banks to figure out if you can afford a mortgage loan. It’s …