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Business Credit Cards

Your success is a journey. Get there with our Business Credit Card!

Earn rewards, boost your purchasing power, and easily track expenses with our Visa® Business Credit Card. Choose the card that's right for you, then apply at your local branch or by filling out our Business Credit Card Application^ or Government/Municipality/Non-Profit Credit Card Application^ and doing one of the following:

  • Mail it: Heartland Bank, Attn: Credit Card Services, P.O. Box 67, Bloomington, IL 61702-0067
  • Bring it in: drop off your application at any branch.
Visa Business Credit CardVisa Business Rewards Credit Card
No Balance Transfer Fee
Annual FeeNone$50
1.99% Introductory APR* for 6 months. After that, APR* will be 17.49%for a Visa Business Card and 19.49% for a Visa Business Rewards Card.
Earn 1 Reward Point for Every $1 Spent
Cash Back Reward
Travel Redemption Rewards
Gift Card Redemption Rewards
Merchandise Redemption Rewards
Redeem Points as Charitable Donations
Strengthen Your Company's Credit History
Separate Business from Personal Expenses
Employee Cards
Consolidating Billing Account
Emergency Card Replacement
Emergency Cash Disbursement
Travel Accident Insurance$1,000,000$1,000,000
Baggage Delay Reimbursement
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Purchase Security & Extended Protection
Roadside Dispatch
Visa Liability Waiver
*Annual Percentage Rate (APR) – See below link to "Account Disclosure" for important disclosures containing rate, fee and other cost information concerning this card. **Please refer to the Guide to Benefits that will arrive with your credit card for full program terms and conditions.
^If you do not have a printer, you may obtain an application from any of our offices

Credit Cards are issued by Heartland Bank and Trust Company. Subject to credit approval. Restrictions and limitations apply.