Dollars & Sense Blog

Want more detailed information on loans, renting vs. buying, credit scores, or finances? Check out our blog!

Homebuyers Assistance Options Guide

If you’ve been dreaming of becoming a homeowner but think there are just too many financial barriers keeping you from the “American dream”, think again! The following is a handy homebuyer assistance options guide that can make your homeownership dreams a reality.

Heartland Bank Promotes Zachary Holliday to Commercial Lender

Heartland Bank and Trust Company is proud to announce the promotion of Zachary Holliday to commercial lender. Holliday, who has four years of experience in the banking industry, will be located at Heartland Bank’s Lincoln Broadway branch at 508 Broadway Street.

Biofules

Recently, in an article that appeared in an agriculture newsletter from Heartland Bank, industry writer Stu Ellis writes about biofuels and the airline industry.

Demand for Ethanol could Drop

In an article that appeared in a recent agriculture newsletter from Heartland Bank, industry writer Stu Ellis tells us that, according to Farmdoc Ag Economist, “ethanol demand will drop” and “corn prices will decline as electric vehicle use expands.”

Do’s and Don’ts for IRA Beneficiaries

Inheriting an IRA, as welcome as it may be, comes with complications. If you are a surviving spouse, there are special favorable choices for you, and this article is not for you. Nonspouse beneficiaries need to know a number of rules.

The Digital Estate Checklist Grows

Updating your will every few years is a great idea, and there are many additional things you can do to make it easier for your executor and create a smoother transition of assets. One of those things is to address digital assets.