FDIC-Insured—Backed by the full faith and credit of the U.S. Government

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Public Funds

Public Funds Checking

We offer several checking options that help you make the most of your public funds, and provide great access and service, too.

Public Funds Checking

  • No minimum balance
  • No monthly service charge
  • FREE Debit Card
  • 500 FREE monthly transaction items, only $0.25 each thereafter*

Public Funds Checking with Interest

  • Competitive interest
  • Low $8 monthly fee for balances below $5,000
  • FREE Debit Card
  • 500 FREE monthly transaction items, only $0.25 each thereafter*

Public Funds Commercial Checking

  • Earnings credit allowance may offset activity fees
  • Low $12 monthly service charge
  • Transaction items for just $0.15 each*
  • FREE Debit Card

Public Funds Savings, CDs and Investments

If the funds don’t need to be moved right away, consider a Heartland Bank Public Funds Savings account, CDs or investments. Our knowledgeable Treasury Management team is ready to fill you in on all the details.

* Transaction items include all debits and credits. Deposit up to $10,000 in currency per month FREE. Includes coin and currency. Just $1.50 per $1,000 deposited over $10,000.

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