Public Funds
Public Funds Checking
We offer several checking options that help you make the most of your public funds, and provide great access and service, too.
Public Funds Checking
- No minimum balance
- No monthly service charge
- FREE Debit Card
- 500 FREE monthly transaction items, only $0.25 each thereafter*
Public Funds Checking with Interest
- Competitive interest
- Low $8 monthly fee for balances below $5,000
- FREE Debit Card
- 500 FREE monthly transaction items, only $0.25 each thereafter*
Public Funds Commercial Checking
- Earnings credit allowance may offset activity fees
- Low $12 monthly service charge
- Transaction items for just $0.15 each*
- FREE Debit Card
Public Funds Savings, CDs and Investments
If the funds don’t need to be moved right away, consider a Heartland Bank Public Funds Savings account, CDs or investments. Our knowledgeable Treasury Management team is ready to fill you in on all the details.
* Transaction items include all debits and credits. Deposit up to $10,000 in currency per month FREE. Includes coin and currency. Just $1.50 per $1,000 deposited over $10,000.