FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Secured Personal Loans

You can use a secured personal loan to pay off bills, handle unexpected situations, cover holiday expenses and more. By borrowing against your Heartland Bank CD or savings account, you can get a lower annual percentage rate without touching your savings. Meanwhile, you continue to earn interest on your account balances.

At Heartland Bank, you’ll have access to:

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Smooth application process

HBT Wealth Management

Competitive rates and flexible repayment terms

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Options for fixed-term, fixed-rate lending

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Automatic payments

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Personal, simple, and local service

Contact a banker at a branch near you to start your application, or call us at (888) 897-2276 with any questions.


* Loans are subject to approval, and fees may apply. Terms and Loan to Value requirements are subject to change without notice.

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