Local, Stable Banking
Explore account options that fit your life
Personal Banking
A banking experience that’s seamless and smooth.
Business Banking
Banking solutions for every size business, from startup to corporation.
Ranked #1 on Forbes’ 2026 America’s Best Banks List
“This ranking is a testament to the dedication of our team, our commitment to serving our customers and our focus on efficient, sustainable growth.”
– Lance Carter, President and CEO
Why Heartland Bank and Trust Company?
We build strong relationships by getting to know our customers and understanding their needs. We’re proud of our strength and capabilities, the services we offer and the team of people who stand ready to serve their communities. Put our strength to work for you, and you’ll understand why we feel that way.
Read more about Heartland Bank and Trust Company on our About Us page.












