FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Local, Stable Banking

Explore account options that fit your life

Personal Banking

A banking experience that’s seamless and smooth.

Business Banking

Banking solutions for every size business, from startup to corporation.

Ranked #1 on Forbes’ 2026 America’s Best Banks List

Why Heartland Bank and Trust Company?

We build strong relationships by getting to know our customers and understanding their needs. We’re proud of our strength and capabilities, the services we offer and the team of people who stand ready to serve their communities. Put our strength to work for you, and you’ll understand why we feel that way.

Read more about Heartland Bank and Trust Company on our About Us page.

Middle-aged father or grandfather holding a child on their hip while smiling

We’re Grateful to Serve Our Community

Whenever You Need Support, We're Just One Click Away