Business Credit Cards
Your success is a journey. Get there with our Business Credit Card!
Earn rewards, boost your purchasing power, and easily track expenses with our Visa® Business Credit Card. Choose the card that's right for you, then apply at your local branch or by filling out our Business Credit Card Application^ or Government/Municipality/Non-Profit Credit Card Application^ and doing one of the following:
- Mail it: Heartland Bank, Attn: Credit Card Services, P.O. Box 67, Bloomington, IL 61702-0067
- Bring it in: drop off your application at any branch.
Visa Business Credit Card | Visa Business Rewards Credit Card | |
---|---|---|
Rates | ||
No Balance Transfer Fee | ✓ | ✓ |
Annual Fee | None | $50 |
1.99% Introductory APR* for 6 months. After that, APR* will be 16.99% for a Visa Business Card and 18.99% for a Visa Business Rewards Card. | ✓ | ✓ |
Rewards | ||
Earn 1 Reward Point for Every $1 Spent | ✓ | |
Cash Back Reward | ✓ | |
Travel Redemption Rewards | ✓ | |
Gift Card Redemption Rewards | ✓ | |
Merchandise Redemption Rewards | ✓ | |
Redeem Points as Charitable Donations | ✓ | |
Benefits** | ||
Strengthen Your Company's Credit History | ✓ | ✓ |
Separate Business from Personal Expenses | ✓ | ✓ |
Employee Cards | ✓ | ✓ |
Consolidating Billing Account | ✓ | ✓ |
Emergency Card Replacement | ✓ | ✓ |
Emergency Cash Disbursement | ✓ | ✓ |
Travel Accident Insurance | $1,000,000 | $1,000,000 |
Baggage Delay Reimbursement | ✓ | ✓ |
Auto Rental Collision Damage Waiver | ✓ | ✓ |
Travel and Emergency Assistance Services | ✓ | ✓ |
Purchase Security & Extended Protection | ✓ | ✓ |
Roadside Dispatch | ✓ | ✓ |
Visa Liability Waiver | ✓ | ✓ |
Credit Cards are issued by Heartland Bank and Trust Company. Subject to credit approval. Restrictions and limitations apply.