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Heartland Bank Welcomes Yolanda Frontany as Community Reinvestment Mortgage Banker

Heartland Bank and Trust Company announces the hire of Yolanda Frontany as a community reinvestment mortgage banker. Frontany joins Heartland Bank with 30 years of experience in the mortgage industry and a strong background in community reinvestment and advocacy lending. She will serve borrowers in Chicago, Cicero and Berwyn and is located at the Schaumburg branch at 321 W. Golf Road.

About Yolanda

Frontany previously served as a CRA lending manager, focusing on helping underserved individuals and families achieve homeownership and build long-term wealth through real estate. She holds a bachelor’s degree in liberal arts from Northern Illinois University.

Deeply committed to community involvement, Frontany serves on the board of directors for a Chicago charter school and volunteers at her local church. She also assists with fundraising efforts for several nonprofits, including Rincon Family Services. In addition, she is a committee member for the Dragon Days Fantasy Festival and a member of NAHREP (the National Association of Hispanic Real Estate Professionals).

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Frontany’s primary residence is in Chicago, with a secondary home in Lake Geneva, Wisconsin. The firstborn of nine siblings, she is married, and her youngest child is currently attending Illinois State University in Normal. In her free time, she enjoys walking the lake trails in Wisconsin and visiting historic sites locally and abroad.

Frontany looks forward to working with individuals and families who want to build wealth through homeownership, and to continuing her role as an educator and advocate for first-time homebuyers and investors.

This hire underscores Heartland Bank and Trust Company’s commitment to investing in local leadership and providing personalized financial services to the communities it serves.

Heartland Bank Promotes Robyn Alde to Commercial Lender

Heartland Bank and Trust Company has promoted Robyn Alde to commercial lender, serving the Newark, Somonauk and Sandwich branches in the Illinois Valley region. Alde brings more than a decade of combined banking, credit analysis and agribusiness experience to the role, including previous positions as portfolio manager and senior credit analyst at Heartland Bank.

With a strong background in commercial credit analysis and hands-on experience in office management for her family’s grain farm and agribusiness, Alde has a solid understanding of both traditional commercial banking needs and the unique financial challenges faced by local farmers and small-business owners. She is committed to building relationships and helping customers develop lending solutions that support their long-term goals.

About Robyn

Alde earned a Bachelor of Science degree in finance with a minor in social entrepreneurship from Northern Illinois University and an Associate in Science degree from Kishwaukee Community College. While at Northern Illinois, she completed coursework in microfinance and participated in a two-week internship and a five-day global engagement trip to Bucerias, Mexico, where she worked with local vendors and small-business owners. There, she saw firsthand how even modest loans can help small businesses grow and thrive, inspiring her passion for lending and community banking.

Originally from Stillman Valley, Illinois, Alde now lives near her extended family in Shabbona, Illinois, where she is part of the seventh generation on her family’s grain farm. She is very family-oriented and spends much of her free time with her parents, siblings and grandparents, all of whom live within a few miles of each other. Active in youth sports, she has recently coached fifth- and sixth-grade boys’ basketball. Her hobbies include, quilting, sewing and crocheting, camping and hiking, as well spending time outdoors.

Her promotion underscores Heartland Bank and Trust Company’s commitment to investing in local leadership and providing personalized financial services to the communities it serves.

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Intern Stories: Chloe Shapkauski

Chloe Shapkauski is a Credit Intern at Heartland Bank and Trust Company. She joined the Credit Department in August 2025.

About Chloe

Chloe joined Heartland Bank’s credit department as a credit associate intern. Originally from Tinley Park, Illinois, she is a business major at Illinois Wesleyan University, minoring in finance with a certificate in data analytics. On campus, she stays active through leadership roles in organizations such as BloNo Rotary Club, Women in Finance, IWU Habitat for Humanity, Student Senate, AWE (Awareness, Wellness, Education), Women’s Health Alliance and the Bloomington-Normal Young Professionals.

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From campus to credit department

Chloe’s internship has given her the chance to apply classroom concepts to real-world banking. She supports the credit team by reviewing personal financial statements, tax returns and mortgage loans, entering data into the bank’s systems and assisting with credit administration and special projects. She says the role has helped her understand “how many intricate details go into each step of the lending process” and has deepened her understanding of commercial banking.

She credits her colleagues and mentors, including members of the credit team, for their guidance and willingness to answer questions. From learning to interpret tax returns and build financial spreads to evaluating borrowers and guarantors, Chloe values the hands-on experience and the opportunity to learn in a collaborative environment.

What advice would you give to intern candidates or future interns?

Chloe describes Heartland Bank’s internship as a valuable way to gain real exposure to commercial lending and the banking industry. She encourages future interns to stay curious, ask questions and fully engage with the resources and people to optimize the experience.

What else would you like to say about your experience?

Chloe is grateful for the supportive and knowledgeable team she has worked with at Heartland Bank. She says the experience has strengthened her interest in finance and given her skills and insights she will carry forward into her future career.

Tax-Free Tip Guidance

Thanks to the One Big Beautiful Bill Act (OBBBA), up to $25,000 in tips may be earned free of income taxes (Social Security taxes will still have to be paid).

Solo Agers

According to a recent item in The Wall Street Journal, there are more than 16 million Americans over age 65 who are living alone.

Philanthropy Update

Charitable giving by Americans grew by 6.3% in 2024, to a record $592.50 billion, according to the latest report from Giving USA.

Lacey Sorrill Joins Heartland Bank as a Retail Manager

Heartland Bank and Trust Company proudly announces the hiring of Lacey Sorrill as a retail manager. Sorrill brings more than 16 years of financial services experience to Heartland Bank, with her career focused in the Jacksonville, Illinois area. She will serve customers at Heartland Bank’s Jacksonville branch, located at 1604 W. Morton Ave., where she looks forward to continuing her commitment to personalized banking and community relationships.

About Lacey

An active member of the Jacksonville community, Sorrill serves on the PTAC at Eisenhower Elementary School and is a member of the Kiwanis Club of Jacksonville. She also volunteers in a variety of local activities, including reading to children, helping with the Morgan County Fair and ringing bells for the Salvation Army. Sorrill is married and has a daughter involved in dance, volleyball, fine arts and yoga. She is passionate about creating a positive experience for every customer, saying her goal is to “have a customer leave in a better mood than when they entered.”

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Heartland Bank Announces Hiring of Megan Brush as Fiduciary Advisor

Heartland Bank and Trust Company proudly announces the hiring of Megan Brush as a fiduciary advisor. Brush comes to Heartland Bank with 10 years of family law and estate administration paralegal experience. She will be located at Heartland Bank’s Normal location on West College Avenue.

Brush has a bachelor’s degree in criminal justice-sociology and a political science minor from Eureka College, as well as a paralegal certificate. Originally from El Paso, Illinois, Brush currently lives in Bloomington, Illinois with her husband and three children. In her spare time, the family enjoys movies, playgrounds, parks and cheesecake from the local farmer’s market.

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Heartland Bank Promotes Kyle Christman to Commercial Lender

Heartland Bank and Trust Company promotes Kyle Christman to commercial lender at its Peru branch. Christman brings three years of banking experience to the role, including previous positions as a credit analyst and portfolio manager. He has a strong understanding of customer financial needs and a dedication to developing customized solutions.

About Kyle

Actively involved in the Illinois Valley area, Christman serves as an ambassador for the Illinois Valley Area Chamber of Commerce and regularly participates in community events, including business ribbon cuttings, after-hours gatherings and golf outings.

Christman earned a bachelor’s degree in business administration from Eureka College. A native of Tonica, Illinois, and coming from a family of educators, he enjoys spending time with friends and family, including his sister, Carly. He said he finds it rewarding to continue assisting customers as a trusted financial resource.

The promotion underscores Heartland Bank and Trust Company’s commitment to investing in local leadership and providing personalized financial services to the communities it serves.

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