Welcome to Heartland Bank!
This page offers one location for all your conversion information and resources.
|December 31, 2020||State Bank of Lincoln legally merged with Heartland Bank and Trust Company.|
|March 12, 2021||To ensure a seamless transition to Heartland Bank’s platforms, your current digital banking services will be unavailable starting at 5:00 p.m. until the morning of Monday, March 15.|
|March 15, 2021||All Heartland Bank locations, products, and services will be available. Online Banking is available using your current username and password. You will now be able to use your new Heartland Bank debit card and the Heartland Bank mobile app.|
Questions & Answers
Following are answers to a few questions you may already have about the State Bank of Lincoln merger with Heartland Bank and Trust Company.
No. The conversion will not prevent you from receiving your 2021 Economic Impact Payment (Stimulus Check). Payments via direct deposit will use the correct routing number in order to be received into your account.
ACH credits (for example, direct deposits) will be posted to your account on the effective date of the deposit instead of the day before the effective date. Please be aware of this to avoid inadvertent overdrafts on your account.
Your State Bank of Lincoln deposits will be separately insured through at least June 2021. This grace period gives you the opportunity to restructure the accounts, if necessary.
Yes. Please continue to access your accounts just as you normally do.
For now, it’s business as usual! We will provide written notification well in advance of any changes.
Yes. State Bank of Lincoln checks will be processed just as they always have.
Personal checking account statements will not contain check images. However, check images are available in online and mobile banking. Please consult with your banker for more information if you are not already enrolled in these services.
Your direct deposit or automatic transfers will continue as usual.
Yes. Continue banking electronically as you currently do until State Bank of Lincoln's banking system converts to Heartland Bank's banking system in mid-March 2021. Heartland Bank also offers these services, which operate very similarly to your current services.
The vast majority of account numbers will remain the same. If you happen to have an account number that needs to be changed, we will contact you. And no need to worry, we will order new checks for you!
The FDIC has useful tools online to help you determine your FDIC insurance coverage. Visit www.fdic.gov for more information or visit your local office.
You will be able to use other Heartland Bank locations once systems are merged in mid-March 2021. Until then, please continue to use your current locations. We will post more information on our website as it becomes available.
Yes. Heartland Bank is FDIC-insured and your deposits will continue to be covered by FDIC insurance as they are now. The FDIC standard coverage per depositor per financial institution is $250,000.
Yes, you may continue to use this convenient service. When Heartland Bank’s 24-hour TeleBank service is available for former State Bank of Lincoln customers, you will be notified.
The terms of your Certificate of Deposit remain the same. Please consult the account terms and conditions or speak with us about your account.
You may continue to access your safe deposit box just as you always have.
Please make your loan payments as you usually do. Checks should be made payable to Heartland Bank beginning January 1, 2021.
Heartland Bank is a full-service financial institution. In addition to personal and business deposit and loan products, we offer Treasury Management services for businesses. Also, State Bank of Lincoln began offering Wealth Management services through Heartland Bank in 2019.
Heartland Bank will be the new plan administrator for these accounts.
Heartland Bank and Trust Company is a strong community bank whose banking roots go back three generations to a founding principle of neighborly service. Headquartered in Bloomington, Illinois, the bank has offices in central and northern Illinois. Heartland Bank and State Bank of Lincoln have a long history of affiliation and we look forward to serving you!
Heartland Bank's routing number is: 071112066
Your loan under State Bank of Lincoln will be reported as “Transferred” and the payment history is maintained. The loan will also appear under Heartland Bank and Trust Company with new payment history beginning April 2021.
If the data reported is incorrect, please contact your lender or call our Customer Care Center at 888-897-2276. We will ask you to provide a copy to the credit report so we can better assist you.
To understand your credit score, please contact the Credit Bureau that calculated your credit score.
Heartland Bank has a long history of providing a comprehensive line of products and services, competitively priced and conveniently delivered to customers! In the near future, you will have access to all Heartland Bank locations and will be able to take full advantage of all that Heartland Bank has to offer. For now, it’s business as usual for State Bank of Lincoln customers. Please continue banking as you always have!
Additional Conversion Information
On December 31, 2018, State Bank of Lincoln became a subsidiary of HBT Financial, Inc., which also owns Heartland Bank and Trust Company, both headquartered in Bloomington, IL. State Bank of Lincoln and Heartland Bank have many similarities and have been closely associated for many years.
On December 31, 2020, State Bank of Lincoln merged with Heartland Bank. Beginning January 2021, our four Lincoln offices will operate as State Bank of Lincoln, a Division of Heartland Bank and Trust Company and our two Clinton offices will operate under the Heartland Bank and Trust Company name. While the names will change, the ownership by HBT Financial remains the same.
In mid-March 2021, we will bring the two banks’ systems together and you will be able to take full advantage of additional products, services and locations while still being part of the community banking experience.
In the meantime:
- Continue to access your funds as usual using your current supply of checks, ATM/debit cards, and the Lincoln and Clinton locations.
- Direct deposits and automatic payments will continue as scheduled.
- Continue to access your accounts online and through your telephone banking service.
- Make your loan payments payable to Heartland Bank beginning January 1, 2021.
- Please refer to the above Questions & Answers support for additional information.