Totally Free Checking

Free Gift

Open a new checking account and you’ll get a FREE GIFT— no strings attached! Earn additional gifts through our Tell-A-Friend referral program.

EVERY new personal checking account includes:

  • FREE Heartland Bank Visa® Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE gift at account opening
  • FREE eStatements
  • FREE My Money Manager personal finance tool
  • FREE return of check images upon request
  • Up to $25 for your check cards and unused checks from another bank**

*Totally Free Checking has $50 minimum opening deposit. Not all checking accounts are free.

*Heartland Bank will not charge a fee for using a non-Heartland Bank ATM, but the owner of the non-Heartland Bank ATM may charge a fee.

**Customers will receive $2 per debit card and $2 per book of checks, given at the time the debit cards/checks are presented, up to $25.

Apply Now at Heartland Bank for your free checking account.