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About State Bank of Lincoln, a Division of Heartland Bank and Trust Company

At State Bank of Lincoln, a division of Heartland Bank and Trust Company, our strength lies in the relationships that give meaning to our work.

State Bank of Lincoln was founded in Lincoln, Illinois in 1903 by a group of businessmen, and we opened our doors to serve our first customers in January 1904.

On December 31, 2020, State Bank of Lincoln merged with a long-time affiliate, Heartland Bank and Trust Company. Our Lincoln offices operate under the name State Bank of Lincoln, a Division of Heartland Bank and Trust Company.

State Bank of Lincoln is a division of Heartland Bank and Trust Company and is not a separate FDIC-insured bank. The FDIC coverage extended to deposit customers is that of one insured bank.