On the Road to Ownership
Are you looking to purchase a car or home, but are concerned that your credit will keep you from gaining approval or receiving a reasonable interest rate? Follow these steps to help you on your journey.
Pull Your Credit Report
Go to annualcreditreport.com to pull your report. Through April of 2022, you are allowed to access all 3 bureaus with no negative impact to your score.
Learn About Your Credit Score
Did you know your credit history is actually more important than your score? We offer a course that will teach you all about it; click here to sign up!
Take our Financial Education Course
Learn about positive financial practices and ways to improve your credit. We’ll teach you how to read your report and the steps to take to achieve your goals.
Credit Repair / Credit Builder Loan Program
By taking our course, you will be eligible for the Small Dollar Loan Program. Find out how to apply for these loans that range between $500 - $1500 on our website.
Pull Your Credit Report Again
Now that you’ve learned the practices that will improve your credit and completed the Credit Repair/Builder Loan Program, find out how it has helped!
Apply for Your Loan
Stop into any Heartland Bank location to learn about your home and car loan options. Did you know we offer one specifically for those struggling with their credit? Click here to learn more.