Carry the Card with Unlimited Potential

Limited time offer - apply by June 3, 2022!

Apply before the deadline and receive:

  • 0.00% intro APR* on purchases and balance transfers for 6 months
  • No limits on rewards earnings
  • No expiration on reward points
  • No annual fee or balance transfer fee
  • Local and personal service - pay your bill at your most convenient branch location
  • Valuable Visa Signature® benefits**
  • Ongoing savings with a competitive APR after the intro period*

Need Assistance?

For terms and conditions for important disclosures containing rate, fee and other cost information concerning this card, please click here.

*Annual Percentage Rate (APR) – 0.00% Introductory Rate is good until the first day of the billing cycle following the six month anniversary date of the opening of your account. After the introductory APR, your APR will be for a Visa Signature® Rewards Credit Card or Visa® Platinum Rewards Credit Card. All cards are subject to credit approval. Cardholder benefits are subject to change without notice. Applications must be received by June 3, 2022, to qualify for this offer. Offer applicable to personal credit cards only. For additional details on the credit card rewards program contact any Heartland Bank branch.
**Certain limitations and restrictions may apply. Please refer to hbtbank.com/credit-cards or visa.com/signature for product details. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

We're Here For You!

Our Customer Care Representatives are ready to assist you Monday - Friday 7:00 a.m. - 7:00 p.m.; Saturday 8:00 a.m. - 5:00 p.m.; and Sunday 12:00 p.m. - 5:00 p.m. Give us a call at 888-897-2276.