Carry the Card with Unlimited Potential!

Easy way to pay. Unlimited potential! Apply for a Heartland Bank credit card.

Earn 5,000 bonus points that don't expire!^

Limited Time Offer! Apply For Your Heartland Bank Credit Card by August 31, 2019!

  • 5,000 bonus reward points - just spend $1,000 by October 31, 2019^
  • 0.00% intro APR* on purchases and balance transfers for 6 months
  • No limits - on rewards earnings
  • No expiration- on reward points
  • No annual fee or balance transfer fee
  • Local and personal service - pay your bill at your most convenient branch location
  • Valuable Visa Signature® benefits**
  • Ongoing savings with a competitive APR after the intro period

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Earn points for Cash Back, Travel, Gift Cards, Merchandise!

^You will receive 5,000 bonus reward points with this offer when you use the card to spend a minimum cumulative amount of $1,000 by October 31, 2019. Purchases do not include using your account for balance transfers or cash advances. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time cardholders with new accounts. Applications must be received by August 31, 2019, to qualify for this offer.

*Annual Percentage Rate (APR) – 0.00% Introductory Rate is good until the first day of the billing cycle following the six month anniversary date of the opening of your account. After the introductory APR, your APR will be 12.49% - 20.49% for a Heartland Bank Personal Signature Rewards Card or a Heartland Bank Personal Platinum Rewards Card. After the introductory APR, your APR will be 10.49% - 20.49% for a Heartland Bank Personal Platinum Credit Card (non-rewards card). Please CLICK HERE for terms and conditions for important disclosures containing rate, fee and other cost information concerning this card. All cards are subject to credit approval. Cardholder benefits are subject to change without notice. Applications must be received by August 31, 2019, to qualify for this offer. Offer applicable to personal credit cards only. For additional details on the credit card rewards program contact any Heartland Bank branch.

** Certain limitations and restrictions may apply. Please refer to hbtbank.com/creditcards or visa.com/signature for product details. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

ºThis e-mail link is for general inquiries only. It is not secure e-mail. For your protection, please do not include confidential or sensitive information such as social security numbers, account numbers, etc. when using this e-mail link.