Investment Services

When it comes to your financial dreams, taking action is vital to your success. But that’s not always easy.

You know where you are – and where you want to go. Our aim is to help you get there with access to quality products and the help of experienced financial professionals committed to making your journey toward financial success as easy as possible.

  • 401(k) Rollovers: We'll help you get your 401k into the IRA of your choice
  • Retirement Services: From planning to retirement income, we'll help you get there
  • Financial Planning: Get help deciding what to do with your money
  • Education Planning: Let's put a solid strategy in place for your children
  • Professionally Managed Asset Accounts: Expert help on making the most of your assets 
  • Tax-Advantaged Investments: Discover the benefits of tax-free investments
  • Stocks and Bonds: Learn strategies for different types of investments 
  • Mutual Funds: Educate yourself on options available 
  • Fixed and Variable Annuities: We'll work together to find the best option for you
  • Long Term Care Insurance: Find out the plans open to you 
  • Disability Insurance: For individuals and businesses who want that extra assurance 
  • Life Insurance: Determine the coverage you need

 

Check the background of this firm on FINRA’s BrokerCheck

Retirement

Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources.

Learn more about our Business Retirement Services.

Investment

Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflect your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snarl some investors. No strategy assures success or protects against loss.

Get in touch with our Investment Services Team.

Tax

Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With a careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. While we suggest you work with a qualified tax advisor for specific tax issues, we can help you with Tax-Advantaged Investments.

Learn more about Tax-Advantaged Investments by contacting our experts.

Money

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

Start putting your money to work now.

Lifestyle

We start by creating a life map that involves a close review of personal finances and an assessment of other building blocks. Then we incorporate our Lifestyle Matters, which looks at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help everyone enjoy the journey.

Contact one of our professional Investment Services team members 

 

 

Securities and insurance products are NOT deposits of Heartland Bank, are NOT FDIC insured, are NOT guaranteed by or obligations of the bank, and are subject to potential fluctuation in return and possible loss of principal.
Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Heartland Bank and HBT Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: (AZ, CA, CO, FL, IA, ID, IL, IN, KS, MA, MD, MI, MN, MO, MT, NC, NY, OK, TX, VA, WI, WY).