Mortgage Loans

At Heartland Bank, we genuinely believe in making homeownership available for every qualified individual. Whether you're thinking about buying your first home or refinancing your existing home, our Mortgage Specialists are here to simplify the loan process.

Our Mortgage Specialists understand that homeownership is the single largest investment that most Americans will make in their lifetime, so we are committed to delivering exceptional service before, during, and after your mortgage loan closes. We can say this because we are a family-owned community bank that services your loan.

We offer a myriad of mortgage loan programs tailored to meet the needs of most borrowers: conventional fixed-rate loans, FHA and Rural Development loans, loans for first-time homebuyers, and home equity lines of credit. It is these quality products blended with unbelievable service that are the foundation of our success. You have taken the first step in discovering this firsthand, and we look forward to being able to serve your needs.

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