What You Need To Know About The Equifax Data Breach
Equifax announced a data breach potentially leaking personal information including Social Security numbers, birthdates, addresses and in some cases driver's license numbers for millions of Americans.
Following the initial announcement of the Equifax data breach, we have compiled the resources below to assist you in protecting yourself from fraud:
- Utilize eStatements, Online Banking and/or Mobile Alerts to monitor your accounts with us.
- Contact us to place an inquiry code (identity code providing one more layer of protection to safeguard your information), on all of your accounts.
- Be on high alert for communications from persons claiming to be from Equifax. Scammers will try to take advantage of this breach and attempt to solicit additional information from you via email or unsolicited phone inquiries. Instead, call only publicized numbers to speak with Equifax directly.
In addition to working with Equifax, consider taking these steps as outlined on the Federal Trade Commission (FTC) website.
- Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do.
- Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent a thief from making charges to your existing accounts.
- If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
- File your taxes early before a scammer can — as soon as you have the tax information you need. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS.
The security of your financial information and your peace of mind are important to us. We take our responsibility to protect your information seriously and thank you for the confidence you place in us.