Which Account is Right for Me?

Answer these three simple questions to help you decide which account is the best for you.

Will you always have more than $2,500 in your account?

Will there be anyone 50 years or better signing on this account?

Does anyone plan to have direct deposit or an automatic payment with this account?

Capital Interest Checking Account

For those who want higher interest rates!


  • Higher Interest rates on balances over $2,500
  • Competitive Interest on balances under $2,500
  • FREE personalized checks
  • Unlimited check writing
  • Only $8 per month if minimum balance falls below $1,000

50+ Free Interest Checking

FREE for customers 50 and better!


  • Competitive Interest
  • No minimum balance
  • No monthly service charge
  • Unlimited check writing

VIP Free Interest Checking

FREE with direct deposit or any automatic payment!


  • Competitive Interest
  • No minimum balance
  • No monthly service charge
  • Unlimited check writing

Totally Free Checking

A FREE account for everyone!


  • No minimum balance
  • No monthly service charge
  • Unlimited check writing

Minimum opening deposit is only $50.