Debit Card
More secure than cash or checks, our free Visa® Debit Card makes your life a little easier!
Purchasing Power
Make purchases directly from your personal checking account anywhere Visa® is accepted*. Your Debit Card is accepted more readily than checks and saves you the hassle of carrying cash or your checkbook. You can track your spending and easily view transactions online and on your monthly checking account statement. Purchases are deducted directly from your checking account so there are no finance charges!
ATM Convenience
Use the card at any ATM to get cash, transfer funds, or obtain account information. Your Debit Card gives you 24/7 ATM access and we won’t charge a fee, even at non-Heartland Bank ATMs^!
Peace of Mind
Your card can be replaced quickly if lost or stolen. Please notify us when traveling or if purchasing online from a foreign country by contacting your local branch or the Customer Care Center.
Instant Issue Capability
Some locations have debit card instant issue capability. Please call the Customer Care Center at (888) 897-2276 to find out which location is nearest to you.
Contactless Payments
Tap to pay with your contactless chip card for an easy, touch-free, secure, and fast experience.
Easy — Look for the Contactless Symbol at merchants where you shop, and simply tap your card on the checkout terminal to pay. You can also continue to use your card the same as you do today.
Touch-Free — Avoid touching surfaces at checkout.
Secure — Rest assured the transaction uses the same dynamic security as a contact chip card, so you know it's a secure way to pay!
Fast — Your card will be read in seconds, so there's less waiting.
For questions and additional information, please speak with a banker at your local branch or see our helpful Contactless Debit Cards FAQ for additional support.
Apply Now!
Your Heartland Bank Visa Debit Card is available with any Heartland Bank personal checking account. If you already have a checking account with us, simply contact a banker to complete an application. Once approved, you will receive your Heartland Bank Debit Card in the mail in a few days. Your PIN will be mailed separately a couple of days later.
If you don't have a personal checking account with us, please stop in to your local branch or apply online. We can open your new account and complete your Debit Card application at the same time!
Safety Tips for Using Your Debit Card
Do not write your Personal Identification Number on your card.
Be aware of who is around the ATM. If you observe someone who appears suspicious, use another location.
Have your card readily available for use when approaching the machine. This will help make your transaction faster and easier because you won’t waste time searching for your card.
Put money you have received from the ATM away immediately and count it later.
Do not let anyone see you enter your PIN.