Common Savings and CDs Questions
Savings and CDs questions? We’re here for you!
What is the minimum opening balance?
The minimum opening balance varies depending upon the type of CD account.
What are your CD rates?
See our Rate Sheet for current interest rates and annual percentage rates.
When do I begin earning interest on my CD?
Interest begins to accrue on the day your CD is opened with the interest rate that was effective the day you opened the CD.
What types of savings accounts do you offer?
We offer several different savings accounts. Visit our savings page to learn more.
- Simply Savings
- Capital Money Market
- Super Money Market
- Health Savings Account
Is there a minimum opening balance for savings accounts?
Yes, there is a minimum opening balance of $50.
When do I begin earning interest on my savings account?
Interest begins to accrue on the day your savings account is opened with the interest rate that was effective the day you opened the account.
What are your savings account rates?
Online communication is great, but we’re here if you need a person to talk to as well.
Our Customer Care Center is staffed with local agents who are ready to meet your needs. Our Customer Care Center hours are 7am – 6pm Monday through Friday and 8am – 1pm on Saturdays. Call us. We’re here for you. Call a Customer Care Representative at 309-662-4444 (or toll-free 888-897-2276) or email us.*
*This e-mail link is for general inquiries only. It is not secure e-mail. For your protection, please do not include confidential or sensitive information such as social security numbers, account numbers, etc. when using this e-mail link. Please note: secure e-mail is provided on the menu bar within Online Banking.