Welcome NXT Bank Customers - Click Here for Merger Information

Checking Accounts

Which Checking Account is right for me?

  • To earn a higher interest rate, will you always keep more than $2,500 in your account?

  • Will there be anyone 50 years or better signing on this account?

  • Does anyone plan to have direct deposit or an automatic payment with this account?

We Recommend:

50+ Free Interest Checking

FREE for customers 50 and better!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
Learn More  Apply Now
We Recommend:

Capital Interest Checking

For those who want higher interest rates!

  • Higher interest rates on balances over $2,500
  • Competitive interest if balance falls below $2,500
  • Free personalized checks
  • Only $8 per month if minimum balance falls below $1,000
Learn More  Apply Now
We Recommend:

VIP Free Interest Checking

FREE with direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
Learn More  Apply Now
We Recommend:

Freedom Checking

An account with the freedom to choose!

  • No minimum balance
  • Monthly paper statement fee of $3; fee waived with eStatement enrollment
Learn More  Apply Now