Business Loans

Control your cash flow. Control your growth.

By working with a lender who has the expertise to address the financial needs of all areas of your business, you can take the next step with confidence. We’re here to make your life easier, better, and more profitable because our decision-makers live and work where you do. That’s the power of community banking.

We provide capital to local businesses and real estate investors who are ready to expand operations, finance a new piece of equipment or build a new building. At Heartland Bank, we understand that no two businesses are the same, so we offer a variety of business loan options at competitive rates to meet your needs. 

Check out some of our business loan options below, then get in touch with one of our Commercial Lenders near you.

Small Business Loans

Heartland Bank works with companies of every size – even the one-person start-up. That’s why we offer a wide variety of business loans, such as conventional financing, small business lines of credit and even SBA loans.

You’ll work directly with a member of our Commercial Lending team, who will help you figure out what you can afford. They’ll make loan decisions in a timely manner, so you can get back to business before you know it.

Learn more about Small Business Loans now!

Flexible Terms

Every business is different. That means their financial needs are, too. We’ll work with you to figure out the perfect loan repayment period based on your loan amount.

We offer loan repayment programs ranging from one to five years with competitive rates. There are no prepayment penalties, so you can pay it off as quickly as you want. Sign up for automatic payments so you can set it and forget it.

Lines of Credit

For a continued stream of capital or financing, we offer lines of credit that can be renewed as you pay them back. We have a range of amounts to fit your needs.

Lines of credit at Heartland Bank are simple and convenient. Funds are deposited directly into your business bank account, and as you pay them off, they are automatically available again. 

To learn more about Heartland Bank’s Business Loans, visit any of our convenient locations today, or give us a call. 

Customer Care Center: 888-897-2276
Monday-Friday: 7:00 a.m. to 9:00 p.m.
Saturday: 8:00 a.m. to 5:00 p.m.
Sunday: 12:00 p.m. to 5:00 p.m.