Personal Finance

Credit History Is More Important Than Credit Score

When applying for most loans, lenders will be sure to focus on your credit score – a three-digit number that plays an important role in qualifying you for loans, credit cards, apartment rentals, and more. However, your focus should be placed on something else instead: your credit payment history.

Saving for Vacation: Easy as 1, 2, 3

As the colder weather winds down, we often begin to think about the upcoming summer months. Sunny days and warm temps are finally within reach, and many of us are ready to start planning where we can go to maximize fun and relaxation.

Tax Return Checklist

Make tax time relax time – it’s possible if you stay organized! Take note of the following, and remember to use your Heartland Bank account number and routing number for direct deposit to get your tax return quickly.

Fight Procrastination - Get a Will

It doesn’t matter what your financial status is or if you’re married, single, or have children. A will is a necessity.

4 Money-Saving Vacation Tips

Whether your ideal vacation is lounging poolside, climbing a mountain or touring historical sites, there are ways to save. Here are some of our best money-saving travel tips.