Personal Finance

Personal Finance Articles

7 Banking Tips for Young Millennials

April 30th, 2018

Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do your banking with just a few taps on your phone, managing money well is much more complicated. Here are a few tips to help you get started.


6 Home Renovations That Return the Most at Resale

March 14th, 2018

Trying to make your home “Flip or Flop”-worthy? Whether you plan on staying in your house for a few more years or you intend to sell soon, it’s wise to know which home renovations will generate the most resale value.


Best Ways to Use a Tax Refund

March 14th, 2018

Over the past few years, the average federal tax refund has come to about $3,000. That’s not exactly chump change. With the filing deadline approaching, it’s not too early to begin thinking about how you’ll use a refund this year. Here are five pointers to keep in mind.


How to Dig Out of Debt? Grab More Than One Shovel

December 22nd, 2017

Millions of Americans are dealing with debt overload every day. If you’re struggling to pay your loans, credit cards or other bills, here are some steps you can take to begin managing the problems.


10 Ways to Trick Yourself Into Saving

December 22nd, 2016

Saving money isn’t that hard. What’s hard is keeping money saved.


Tune in to Learn How to Watch TV Without Cable

December 22nd, 2016

With internet streaming services, you now have an array of options for watching TV without cable, in addition to some old-fashioned ways to watch.Some of these methods are free and some aren’t, but for the most part you’ll pay less than the average cable bill, which was about $100 a month in 2016. Whether you get as full a slate of content is another story.We’ve rounded up several of the best ways to watch TV without cable, along with some of the strengths and weaknesses of each option.


How to Stay Safe When Shopping for Holiday Gifts Online

November 28th, 2016

Want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks.Before whipping out your plastic, however, you'll want to make sure you're shopping on a secure site. Use these tips to keep your data safe.


How to Budget When You Have Seasonal Income

November 24th, 2016

Rewarding careers don’t always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly depending on the time of year. This uneven cash flow makes budgeting especially challenging, but it’s by no means impossible.Here’s how to budget for long-term financial stability when your income changes with the seasons.


Tips for Avoiding Credit Card Fraud

January 19th, 2016

With nearly 38,000 complaints logged in 2015, credit card fraud ranks as the second most common form of identity theft, trailing only tax- or wage-related fraud, according to the Federal Trade Commission.


How to Improve Your Credit Score

January 19th, 2016

Almost no one is perfect when it comes to credit scores. The average score for Americans has been inching up over the past decade and is now close to 700. Many lenders consider that a good number, but the highest possible score is 850, according to Fair Isaac Corp., or FICO, which developed some of the most widely used models for credit scoring. The lowest possible score is 300.