Personal Finance

Personal Finance Articles

Do’s and Don’ts When Using Shopping Apps

August 31st, 2018

Retailers such as Target and Amazon are embracing mobile applications to help consumers save money and time with features like digital wallets and augmented reality. When used strategically, apps can streamline in-store trips and online purchases, but shoppers could also find that convenience comes with a risk: impulsive decisions and overspending.


How to Shop for Used Clothes — and Why You Should

July 12th, 2018

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending $10 on jeans instead of $50.


Don’t Let Puppy Love Blind You to the Expense of a Dog

July 02nd, 2018

How much is that doggy in the window? More than you may think.


Fresh Ways to Save Some Green at the Farmers Market

July 02nd, 2018

The difference between the produce at farmers markets and supermarkets is more than “tomayto” versus “tomahto.” And buying fresh fruit and vegetables at farmers markets offers opportunities to save money in ways you might not find at a grocery store.The produce sold at most supermarkets is typically harvested before it’s ripe, says Chris Curtis, executive director of Seattle Neighborhood Farmers Markets. Then it’s transported — often long distances — before arriving at the store, she says. The many people involved in getting a tomato from the vine to the store and, finally, into your tote may get a slice of your payment, Curtis says. That doesn’t leave much for the farmer.When you buy a tomato at a farmers market, however, “almost all of your dollar is going directly to the grower,” Curtis says. That grower picked the produce ripe, soon before selling it. A recently harvested peach tastes better than that “hard little green ball” sold at large retailers, she says.


How to Lower Your Energy Bill

June 27th, 2018

Energy bill too high? It might be time to consider the physics behind your energy use. The scientific attributes of heat and energy mean particular appliances and factors affect your utilities bill disproportionately.


Rake in Cash at Your Yard Sale

May 31st, 2018

Your yard sale hosting strategy can determine whether you rake in cash or waste a day. If you pull it off, others get to enjoy the items collecting dust in your home while you pocket extra money.


7 Banking Tips for Young Millennials

April 30th, 2018

Once you start receiving your first paychecks after graduation, knowing how to spend or save your money wisely can be tough. While you may be able to do your banking with just a few taps on your phone, managing money well is much more complicated. Here are a few tips to help you get started.


6 Home Renovations That Return the Most at Resale

March 14th, 2018

Trying to make your home “Flip or Flop”-worthy? Whether you plan on staying in your house for a few more years or you intend to sell soon, it’s wise to know which home renovations will generate the most resale value.


Best Ways to Use a Tax Refund

March 14th, 2018

Over the past few years, the average federal tax refund has come to about $3,000. That’s not exactly chump change. With the filing deadline approaching, it’s not too early to begin thinking about how you’ll use a refund this year. Here are five pointers to keep in mind.


How to Dig Out of Debt? Grab More Than One Shovel

December 22nd, 2017

Millions of Americans are dealing with debt overload every day. If you’re struggling to pay your loans, credit cards or other bills, here are some steps you can take to begin managing the problems.