Personal Finance

Personal Finance Articles

How to Spend More Mindfully in the New Year

January 02nd, 2019

Mindfulness and meditation can ease chronic pain, anxiety and depression. Now some money experts say awareness tools such as these can help you avoid impulse purchases and create a spending plan that reflects your values.



Keeping Spending Under Control During the Holidays

November 26th, 2018

The holiday season is already upon us! Time seems to go by faster and faster, which can lead to panic during the holidays and overspending. We need to manage money well and not destroy the good money habits we have learned.


Making a Budget and Sticking To It

November 19th, 2018

Making and sticking to a budget is a key step to getting a handle on your debt and working towards your financial wellness goals.


Do’s and Don’ts When Using Shopping Apps

August 31st, 2018

Retailers such as Target and Amazon are embracing mobile applications to help consumers save money and time with features like digital wallets and augmented reality. When used strategically, apps can streamline in-store trips and online purchases, but shoppers could also find that convenience comes with a risk: impulsive decisions and overspending.


How to Shop for Used Clothes — and Why You Should

July 12th, 2018

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending $10 on jeans instead of $50.


Don’t Let Puppy Love Blind You to the Expense of a Dog

July 02nd, 2018

How much is that doggy in the window? More than you may think.


Fresh Ways to Save Some Green at the Farmers Market

July 02nd, 2018

The difference between the produce at farmers markets and supermarkets is more than “tomayto” versus “tomahto.” And buying fresh fruit and vegetables at farmers markets offers opportunities to save money in ways you might not find at a grocery store.The produce sold at most supermarkets is typically harvested before it’s ripe, says Chris Curtis, executive director of Seattle Neighborhood Farmers Markets. Then it’s transported — often long distances — before arriving at the store, she says. The many people involved in getting a tomato from the vine to the store and, finally, into your tote may get a slice of your payment, Curtis says. That doesn’t leave much for the farmer.When you buy a tomato at a farmers market, however, “almost all of your dollar is going directly to the grower,” Curtis says. That grower picked the produce ripe, soon before selling it. A recently harvested peach tastes better than that “hard little green ball” sold at large retailers, she says.


How to Lower Your Energy Bill

June 27th, 2018

Energy bill too high? It might be time to consider the physics behind your energy use. The scientific attributes of heat and energy mean particular appliances and factors affect your utilities bill disproportionately.


Rake in Cash at Your Yard Sale

May 31st, 2018

Your yard sale hosting strategy can determine whether you rake in cash or waste a day. If you pull it off, others get to enjoy the items collecting dust in your home while you pocket extra money.