Blog, Page 4

10 Ways to Trick Yourself Into Saving

December 22nd, 2016

Saving money isn’t that hard. What’s hard is keeping money saved.

Tune in to Learn How to Watch TV Without Cable

December 22nd, 2016

With internet streaming services, you now have an array of options for watching TV without cable, in addition to some old-fashioned ways to watch.Some of these methods are free and some aren’t, but for the most part you’ll pay less than the average cable bill, which was about $100 a month in 2016. Whether you get as full a slate of content is another story.We’ve rounded up several of the best ways to watch TV without cable, along with some of the strengths and weaknesses of each option.

How to Stay Safe When Shopping for Holiday Gifts Online

November 28th, 2016

Want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks.Before whipping out your plastic, however, you'll want to make sure you're shopping on a secure site. Use these tips to keep your data safe.

How to Budget When You Have Seasonal Income

November 24th, 2016

Rewarding careers don’t always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly depending on the time of year. This uneven cash flow makes budgeting especially challenging, but it’s by no means impossible.Here’s how to budget for long-term financial stability when your income changes with the seasons.

10 Terms Every Homebuyer Should Know

January 19th, 2016

Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you’re ready to make smart decisions with your money.

How to Tell You’re Ready to Buy a House

January 19th, 2016

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you’re considering whether buying is right for you.

4 Reasons to Buy a Home Instead of Renting

January 19th, 2016

The financial benefits of buying a home compared with renting have yo-yoed over the years, especially of late. If you’re sitting on the fence, here are four circumstances in which it may be a better bet to buy.

The Benefits of a Mortgage Preapproval — and How to Get One

January 19th, 2016

Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won’t pay for your new house in cash. Like millions of Americans, you’ll take out a mortgage.

When to Refinance a Mortgage

January 19th, 2016

Contrary to what you may think, signing up for a mortgage loan doesn’t mean you’re trapped in that rate or term. If rates change or events arise that prevent you from paying as you had planned, refinancing might be an effective way to change your monthly mortgage payment.

How to Save for a Down Payment

January 19th, 2016

The tallest hurdle to buying your first home will be saving for the down payment. To avoid having to purchase private mortgage insurance, you’ll likely need to put down at least 20% of the purchase price, which will probably mean tens of thousands of dollars.