Blog, Page 3

Heartland Bank and Trust Company Opens Chicago Lending Office

March 26th, 2018

CHICAGO, IL— Bloomington Illinois based Heartland Bank announced the April 9 opening of a lending office in the City of Chicago.

6 Home Renovations That Return the Most at Resale

March 14th, 2018

Trying to make your home “Flip or Flop”-worthy? Whether you plan on staying in your house for a few more years or you intend to sell soon, it’s wise to know which home renovations will generate the most resale value.

Best Ways to Use a Tax Refund

March 14th, 2018

Over the past few years, the average federal tax refund has come to about $3,000. That’s not exactly chump change. With the filing deadline approaching, it’s not too early to begin thinking about how you’ll use a refund this year. Here are five pointers to keep in mind.

Stay the Course

March 01st, 2018

“Those who live by the crystal ball are destined to eat broken glass.”

IRA Assessment

February 21st, 2018

Get Your Family Out of the House With These Free Activities

February 05th, 2018

Turn off the TV, bundle up and enjoy some bonding time.

Focus on Total Return

February 01st, 2018

Close your eyes and imagine Tampa Bay beach. Many elements probably come to mind – white sand, clear blue water, sun, perhaps a gentle salty breeze.

Bunching Charitable Gifts

January 21st, 2018

With the dramatic increase in the standard deduction in 2018, to $24,000 for married couples, many charities are worried that the tax incentive for donations will disappear, leading to lower gifts.

Retirement Planning After Tax Reform

January 21st, 2018

Several tax reform ideas affecting retirement planning were bandied about as the recent legislation was being prepared, including limits on deductible 401(k) contributions, elimination of “stretch IRAs,” and requiring minimum distributions from Roth IRAs, similar to the treatment of traditional IRAs. In the end, only one significant change made it into the final legislation, together with a few minor ones.

Tax Reform and Estate Planning

January 21st, 2018

The tax reform legislation signed by President Trump on December 22 last year included an important change for many wealthier families.