Wealth Management Services

We offer a variety of asset management and trust services for individuals, not-for-profit organizations, and corporate retirement plan sponsors.

Heartland Bank is pleased to meet your asset management and trust needs. Our experienced and knowledgeable team will work with you to provide the best options when it comes to investments, trust and estate administration and retirement planning. In addition, we are also a fiduciary. Let us help you or your organization get the most out of investments.

Investment Management

Our Investment Services include retirement planning, financial planning, special investments, many types of insurance and more for:

  • Individuals
  • ​Not-for-Profit Organizations (Foundations & Endowments)

Financial and Estate Planning

Financial and Estate Planning is vital to ensuring both you and your loved ones are provided excellent care. Heartland Bank provides services such as:

  • Money management advice
  • Tax information
  • Executor of Estate
  • Investment strategies

Trust and Estate Administration

Services at Heartland Bank include helping you create, manage and execute the following:

  • Living Trust 
  • Trust Under Will
  • Irrevocable Trust         
  • Charitable Trust

Business Retirement Plan Services

Our turn-key qualified plan solutions include:

  • Trustee and Administration
  • Plan Design
  • Education and Enrollment
  • Investment Selection and Monitoring

Fiduciary Services

Heartland Bank is a full-service fiduciary with offerings in both accounting and administration. From asset acquisition to paying bills, we provide an all-encompassing financial service held to the highest standard of care and strict expectations of behavior. As your trustee we hold to the tenants of fiduciary duty, which among others, means it's our duty to:

  • Avoid conflicts of interest
  • Maintain loyalty to the trust beneficiaries
  • Remain impartial
  • Invest trust assets
  • Provide confidentiality
  • Furnish information
  • Openly communicate
  • Enforce and defend claims

Accounting

  • Hold title, collect income, and maintain detailed records
  • Provide periodic statements including electronic access
  • Maintain asset acquisition and and cost basis information
  • Furnish tax information to the individual or accountant

Administration

  • Administer according to the terms of the agreement
  • Pay bills
  • Make discretionary distribution determinations

Contact one of our professional Wealth Advisory Team Members
 

Securities and insurance products are NOT deposits of Heartland Bank, are NOT FDIC insured, are NOT guaranteed by or obligations of the bank, and are subject to potential fluctuation in return and possible loss of principal.
Heartland Bank and Trust Company Asset Management and Trust Services is not a broker/dealer. Equity and bond trading in customer accounts is transacted through independent broker/dealers.
*This e-mail link is for general inquiries only. It is not secure e-mail. For your protection, please do not include confidential or sensitive information such as social security numbers, account numbers, etc. when using this e-mail link.