Small Business Financing

When you need financing for starting or expanding your business, turn to your small business lending experts at Heartland Bank!

We offer a streamlined application process and fast decisions for a conventional business loan, small business line of credit, and financing provided through SBA loan programs. Our commercial lending professionals are ready to assist you in selecting the best solutions for your business, so call us today!

Conventional Business Loan

Finance the growth of your small business today! Experience the power of local decisions from the local people you know and trust. Our experienced lenders make decisions in a timely manner to help you get back to business.

  • Acquisitions
  • Commercial Real Estate Purchase
  • Machinery and Equipment
  • Construction/Renovation
  • Start-up
  • Working Capital
  • Refinance

Small Business Line of Credit

If your business is short on cash this month, we can help! Small businesses should never have to choose between paying employees and paying bills.

Our small business line of credit gives you cash quickly and securely for any business need. When your business needs money, there is very little time to waste. Funds are deposited directly to your business bank account right when you need them! As you pay it back, it becomes available again without delay!

SBA Loan Programs

SBA loans are specifically designed to help finance small business growth and address many of the problems small business owners face with ordinary lending. Our streamlined application process and knowledgeable SBA lenders make the experience a positive one! SBA loans offer:

  • Longer repayment terms
  • Down payments as low as 10%
  • No pre-payment penalties for loans under 15 years

Ask which kind of SBA Loan is right for you:

  • SBA 7a
  • SBA Express
  • SBA Patriot Express
  • SBA 504

Call our commercial lenders to see how much you are eligible for today!