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Home Equity Loans and Lines of Credit

Heartland Bank has the right options for your home equity needs. Choose the home equity option below that suits your needs and call one of our experienced Loan Officers today!

Home Equity Loans
Heartland Bank’s Home Equity Loan is a fixed-interest rate loan allowing you to borrow a predetermined amount for a fixed period of time.

You get a flat monthly payment, so you know how much your payment will be each month for as long as you have the loan.

You can use the loan for any purpose, and your loan balance steadily decreases as you make your monthly payments, rebuilding the equity in your home!

Home Equity Lines of Credit
Write yourself a loan whenever you need it with a Heartland Bank Home Equity Line of Credit. This variable rate line of credit is an easy way to access the savings you have built up in your home.

Your line of credit can be used for any purpose you choose and is available anytime you need it. Once your line of credit is established, just write a check on your account for the amount you need, up to your pre-approved credit limit!

Your minimum monthly payment will vary each month, based on the outstanding loan balance and current interest rate.

With either of these great options, the interest could be tax deductible.*

Stop by or call today! We look forward to saving you money and helping you get what you want!

*Consult your tax advisor concerning interest deductibility.