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Tell-A-Friend

With every new checking account, receive a Thank-You gift. And if you Tell-A-Friend who opens an account, you BOTH receive a gift!

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Mobile Banking

The FREE, fast, and secure way to bank where and when you want.

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Home Loans

Whether you’re thinking about buying your first home or refinancing your existing home, we are here to simplify the loan process.

Locally Owned and Operated

Heartland Bank and Trust is widely recognized as one of the strongest and most progressive banks in the area. We're a locally owned community bank with roots right here in the heartland. With more than 90 years in Central Illinois, the Drake family continues their tradition of taking an active role in banking.