Heartland Bank Money Matters

Financial Education Center

Saving for college, understanding your credit score, buying a new home and investing in your future. There is a lot to know about money, and we understand that providing you with the right tools to make good financial decisions matters. We’re proud to bring you the Heartland Bank Money Matters Financial Education Center, a multimedia financial learning experience. Learn and put your knowledge to work!

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Savings & Investments*

There are things you can do to get your savings on track. Learning just a few key points may help boost your results.


Learning more about what lenders are looking for can help you get the rates and terms that are right for you.


The occasional overdraft can happen, learning how they occur and what you can do to prevent them can help you avoid fees.

Payment Types & Credit Cards*

The right payment method can expedite a transaction, provide additional security and even earn you rewards.

Credit Scores & Reports*

Having a good credit score can help you get the best rates when you borrow money. Make sure you know what can impact your number.

Identity Protection*

Learning just a few key points can help you avoid many of the greatest threats to your identity.

Insurance & Taxes*

Building a sound insurance program can help protect your family from the financial consequences of life's unexpected events.

Financing Higher Education*

Knowing what options are available will help you determine which product best fits your needs and objectives.

529 Savings Plan*

529 college savings plans allow you to contribute large sums towards your child's future education. Learn how you can take advantage of the special tax treatment for participants.

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Heartland Bank and HBT Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: (AZ, CA, CO, FL, IA, ID, IL, IN, KS, MA, MD, MI, MN, MO, MT, NC, NY, OK, TX, VA, WI, WY).