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Benefits | Visa Signature Rewards | Visa Platinum |
|---|---|---|
| No Annual Fee | X | X |
| 1.99% Introductory APR* Save with a low rate on purchases and balance transfers | X | X |
| Earn 1 Rewards! Point for Every $1 Spent | X | |
| Travel Redemptions Redeem for airline travel on major carriers with no black out dates and hotel stays, rental cars, cruises, experiences and more | X | |
| 1% Cash Back Get a statement credit or a prepaid card - it’s your choice | X | |
| Gift Card Redemptions Choose from a huge selection of large retailers, restaurants and entertainment | X | |
| Merchandise Redemptions More than 300,000 brand name items | X | |
| Redeem Points as Charitable Donations Choose to give – over 250 charities | X | |
| Travel Accident Insurance | $1,000,000 | $1,000,000 |
| Visa Signature Privileges | X | |
| Lost Luggage Reimbursement | X | |
| Auto Rental Collision Damage Waiver | X | X |
| Zero Liability Fraud Protection | X | X |
*Annual Percentage Rate (APR) – Please CLICK HERE for important disclosures containing rate, fee and other cost information concerning this card.