Welcome to Heartland Bank Online!

Treasury Management Services

At Heartland Bank, we provide all of the right tools to help you manage your day-to-day business operations. Streamline your account reconciliation, reduce fraud, maximize your returns, offer your customers electronic payment options, and more with our complete line of Treasury Management Services!

Account Reconcilement Services
Reconciling a business account can take many hours. Save time when balancing your checking account with our Account Reconcilement Services. We can perform a full reconciliation for you or provide you with a report of checks paid or a listing of deposits by store or office location.

ACH Block & Filter
Protect your company’s checking account from unauthorized ACH transactions. Learn more>>

ACH Services
Send payments or collect funds using the Automated Clearing House electronic system.

Business Account Analysis
Better manage your business accounts with Business Account Analysis. Learn more>>

Commercial Account Manager
Streamline your company’s banking transactions online. Automatically collect rent, club fees, tuition, tithing, or any number of recurring payments. Learn more>>

Direct Deposit
Reduce your administrative costs and offer your employees a secure way to access their money! Learn more>>

Electronic Data Interchange (EDI)
Improve the accuracy and speed of your accounting operations by using Electronic Data Interchange (EDI) to process business receivables. Learn more>>

Positive Pay
Protect your company against check fraud with Positive Pay. Learn more>>

Remote Deposit
Eliminate trips to bank and increase your cash flow with Remote Deposit. Learn more>>

Statements on CD
Save time by receiving your business checking or saving account statements on a CD-ROM! Learn more>>

Sweep Accounts
Earn interest on your excess balances by keeping larger collected balances in an Investment Sweep Account and automatically transferring funds to your Business Checking Account as needed.

MCMG Sweep – Maximize earning potential by investing idle checking account balances automatically into an investment sweep.

Funds Management Sweep – Reduce interest expenses on a line of credit (LOC) by automatically transferring excess checking account balances overnight to reduce the LOC debt. (Special requirement may apply based on loan covenants.)
- Auto Pay
- Auto Borrow/Auto Pay

Zero Balance Accounts (ZBA)
Consolidate balances from multiple checking accounts into one main account. A ZBA account can be used as a disbursement account to issue checks, ACHs, or wire transfers. They can also be used as a deposit only account. Works well with and investment sweep or a loan sweep to increase interest income or decrease interest expense.

For complete information on any of these business solutions, please contact Cindy Greene today.

Cindy Greene, CTP
Vice President Treasury Management
Email Cindy
888-897-2276 toll-free
In Peoria, 309-693-8664

*This e-mail link is for general inquiries only. It is not secure e-mail. For your protection, please do not include confidential or sensitive information such as social security numbers, account numbers, etc. when using this e-mail link. Please note: secure e-mail is provided on the menu bar within your Heartland Bank Online.