Business Checking

Heartland Bank offers three great business checking accounts to help your business get the most from your deposits.

Look over the account highlights below. We’re sure you will find an account just right for your business! Visit any of our convenient locations and open your account today!

Totally Free Business Checking

Perfect for small businesses just starting out or established businesses with a moderate number of banking transactions. It offers all of the ease and convenience you need in a checking account.

Business Checking with Interest

A business checking account that pays! Perfect for sole proprietors and not-for-profit organizations.

Commercial Checking

Designed for businesses with higher transaction volumes and balance levels. Your business will enjoy the benefit of an earnings credit to offset monthly account and service fees.

To assist in opening your new account, we request the following:

Sole Proprietor/DBA

  • Owner’s Social Security Number

Limited Liability Company (LLC)

  • TIN of LLC
  • Certificate of Good Standing
  • Articles of Organization
  • Operating Agreement


  • TIN of Partnership
  • AND Partnership Agreement or Certificate of Partnership

Not-For-Profit Organization

  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If Tax Exempt, IRS documentation or Federal tax return
  • If not tax-exempt, authorization letter


  • TIN of Corporation
  • Certificate of Good Standing
  • Articles of Incorporation
  • Bylaws (if any)

*Transaction items include all debits and credits