Business Checking

Heartland Bank offers three great business checking accounts to help your business get the most from your deposits.

Look over the account highlights below. We’re sure you will find an account just right for your business! Visit any of our convenient locations and open your account today!

Totally Free Business Checking

Perfect for most businesses!

Business Checking with Interest

If you are a sole proprietor or operate a not-for-profit organization, you will earn interest on your entire balance.

Commercial Checking

If your business account has a large number of transactions, this is the account for you! The monthly service charge can be offset with an earnings credit.

To assist in opening your new account, we request the following:

Sole Proprietor/DBA

  • Owner’s Social Security Number

Limited Liability Company (LLC)

  • TIN of LLC
  • Certificate of Good Standing
  • Articles of Organization
  • Operating Agreement


  • TIN of Partnership
  • AND Partnership Agreement or Certificate of Partnership

Not-For-Profit Organization

  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If Tax Exempt, IRS documentation or Federal tax return
  • If not tax-exempt, authorization letter


  • TIN of Corporation
  • Certificate of Good Standing
  • Articles of Incorporation
  • Bylaws (if any)

*Transaction items include all debits and credits