Meet the Agricultural Lenders

Lisa Anderson

Lisa Anderson

Vice President
815-695-5113
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Bio

Derek Fetzer

Derek Fetzer

Vice President
815-872-6161
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Bio

  • B.S., University of Illinois at Urbana-Champaign
  • 10+ years of Agricultural Banking Experience

Areas of Expertise

  • Financial analysis
  • Government Programs
  • Secondary market programs
Tom Hand

Tom Hand

Senior Vice President, Wealth Advisor, Trust Officer
309-527-4400
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Tom has over 15 years of banking and wealth management experience at Heartland Bank and Trust Company in addition to 13 years as Farm Business Farm Management Fieldman. He administers a variety of account types that include revocable and irrevocable trusts, agency accounts for individuals, IRAs and retirement accounts. Tom’s specialty is farm accounts as he manages farms in 8 counties in Illinois and oversees IRA’s and retirement accounts that own farmland.  

Tom is a graduate of Southern Illinois University with a degree in Agriculture Education.  

Active in the El Paso community, Tom serves as treasurer of the El Paso Kiwanis Club, is active in his church and was co-chairman of the capital campaign committee for the El Paso Public Library expansion project. 

Larry Heacock

Larry Heacock

Executive Vice President
217-784-4206
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Bio

  • B.S., University of Illinois at Urbana-Champaign
  • Over 30 years of experience in trust and estate administration and farm management
  • 18 years at Heartland Bank

Areas of Expertise

  • Agency farmland management
  • Financial management and analysis
  • Farm owner and operator
  • Trust and estate management
Tom Herr

Tom Herr

Vice President
309-376-2311
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Randy Jacobs

Randy Jacobs

Vice President
309-365-3322
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Tom Kahle, AFM

Tom Kahle, AFM

Executive Vice President, Wealth Advisor, Trust Officer
815-945-2311
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Bio

Tom has 33 years experience in banking and wealth management including farm management, charitable organizations, revocable and irrevocable trust, life insurance trusts, and like kind exchange trusts.  In additions to his wealth management duties, Tom has extensive experience in agricultural and commercial lending.  Prior to the merger of Bank of Chenoa into Heartland Bank and Trust, Tom served as the President of Bank of Chenoa. 

Tom graduated Summa Cum Laude with a B.S. degree in Agri-Business from Illinois State University and is a graduate of the Graduate School of Banking at the University of Wisconsin-Madison.  He is an Accredited Farm Manager by the American Society of Farm Managers and Rural Appraisers and a Certified Crop Adviser by the American Society of Agronomy.

A community active individual, he has served in a variety of capacities including church boards and the local school board.  Currently, he serves as Treasurer on the Meadows Mennonite Retirement Community board and Prairie Central Cooperative board of directors, both in Chenoa.  In addition, he serves on the OSF St. James Hospital Foundation board in Pontiac.   He was named Chenoan of the Year in 1999 and the Outstanding Agri-Business Person in McLean County in 2011.  

Brian McDowell

Brian McDowell

Vice President
309-928-2161
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Bio

  • B.S., M.B.A., Eastern Illinois University
  • University of Wisconsin Graduate School of Banking
  • Over 25 years of banking experience
  • 21 years agricultural lending experience
Kregg Ummel

Kregg Ummel

Vice President
309-662-4444 ext. 2255
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Location

Bio

  • B.S., University of Illinois at Urbana-Champaign
  • 20 years of banking experience
  • 15 years agricultural lending experience

Area of expertise

  • Financial analysis